All Policy articles – Page 15

  • Opinion

    Guidance should be the ‘aperitif’ of the wider advice process

    2015-12-04T00:00:00Z

    Good guidance around the point of retirement will not be enough to ensure individuals manage the shape of their income in later life effectively, industry commentators have said.

  • Illustration by Ben Jennings
    Opinion

    Risk of retrospective fury

    2015-11-27T00:00:00Z

    Editorial: The pension items touched on in Wednesday’s Autumn Statement may not have been as tectonic as the industry has become accustomed to in recent years, but it was further confirmation – if ever it was needed – that a break from ‘progress’ is not on the cards.

  • Opinion

    DC Debate: Autumn Statement, VfM and governance

    2015-11-24T00:00:00Z

    In this final quarterly DC Debate of the year, our seven panel members discuss the speed at which DC reviews are being carried out, the effectiveness of IGCs, value for money in the real world and Autumn Statement predictions.

  • Illustration by Ben Jennings
    Opinion

    Give it a rest

    2015-11-20T00:00:00Z

    Editorial: A bit of signposting, scheduling and detail. That’s what most seem to be expecting for the pensions industry in Wednesday’s Autumn Statement.

  • Gerry Jennings
    Opinion

    Infrastructure opportunity too good to ignore

    2015-11-16T00:00:00Z

    From the blog: Infrastructure debt is gaining recognition as an asset class that can offer pension schemes stable income-oriented returns over long-term horizons, but accessing this opportunity isn’t always straightforward.

  • Michael Hufton
    Opinion

    Why MiFID II could be a good thing for pensions

    2015-10-26T00:00:00Z

    From the blog: Most rules handed down from Europe are treated with distrust, and the forthcoming markets in financial instruments directive – or MiFID II – legislation is no exception.

  • Opinion

    Johnson: Pension ostriches need a shakeup

    2015-10-21T00:00:00Z

    Letter: Robert Gardner’s excellent article ’Collective response to an unprecedented problem’ screams ‘unsustainable’: something has got to give. The question is what?  

  • Features

    Actuaries up the ante on auto-enrolment contribution levels

    2015-10-13T00:00:00Z

    News Analysis: The government should continue to phase up minimum auto-enrolment contributions beyond 2018 to hit an aggregate 16 per cent, actuaries have said, as part of a longer-term roadmap to build on the policy’s success.

  • Illustration by Ben Jennings
    Opinion

    Do you want to read this article?

    2015-09-03T00:00:00Z

    Editorial: David Cameron received a tap on the wrist from the Electoral Commission last week for his choice of words on the Brexit referendum question.

  • Opinion

    How can tax relief be used to encourage saving?

    2015-09-02T00:00:00Z

    Analysis: Encouraging savers to make sufficient provision for their retirement is an important challenge for both the government and the pensions industry.

  • Andy Agathangelou
    Opinion

    How to win hearts and minds for auto-enrolment success

    2015-08-24T00:00:00Z

    Financial services is the least trusted industry of all. Those responsible for running pensions should think about what this means – and what it explains.