All Collective defined contribution (CDC) articles – Page 10
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OpinionPensions bill looks to provide substance to 'defined ambition'
Editor's blog: The pensions reform hamster wheel is spinning again and the industry is rushing to see what surprises are hidden in the pensions bill laid before Parliament today.
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Opinion
Bee: Why I was pleased and horrified by the Budget changes
Talking head: Steve Bee argues the pensions changes announced in the Budget, while welcome, prove the pensions system is “very fragile”, while collective pensions make it even more complex for ordinary people.
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NewsAMNT: Oz-style 'supers' could emerge from latest UK reforms
The Association of Member Nominated Trustees has said ‘to-and-through’ retirement options could pave the way for Australian-style superannuation schemes, if employers are willing to take on any additional governance burden that a post-retirement commitment could create.
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News
Collective schemes to be enforced by valuation and reporting framework
Collective schemes – which pool members’ assets and risk – will have to comply with new valuation and reporting requirements, under initial proposals outlined yesterday in the Queen’s Speech.
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Opinion
Why a lack of detail is holding up the defined ambition debate
Today, the Queen set out the government's legislative plan. Pensions were expected to take centre stage, with proposals for collective defined contribution schemes expected to be announced.
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Opinion
Webb makes bid to secure legacy with CDC
This week’s Queen’s Speech will bring about further reforms to the pensions’ landscape focusing on collective defined contribution proposals, according to reports.
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Opinion
Webb: we will enable risk-sharing to meet members' certainty demand
Our programme of pensions reform is gathering momentum, but there is more to come.
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News
Greater DC flex forecasted to raise member savings
Increased at-retirement flexibility for defined contribution members introduced by the Budget may lead to higher member contributions, experts have predicted, which could put pressure on some employers’ pension structures.
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News
SME uses investment guarantee to ensure good AE outcomes
Engineering company Centek has so far seen its defined ambition-like auto-enrolment investment set-up outperform the underpin it created to guarantee a minimum retirement outcome for its workforce of uninitiated savers.
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News
Diageo: CDC could help overcome lack of member knowledge
NAPF Investment Conference 2014: Collective defined contribution could be a way forward for schemes trying to “give members what they want” and avoid burdening them with decisions, said Diageo’s director of pensions.
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Opinion
Why CDC is not the miracle cure for retirement saving
In the latest Informed Comment, Towers Watson’s Will Aitken takes a critical eye to collective defined contribution.
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News
How to build the pension income builder
News analysis: Industry experts have been exploring how the government’s preferred risk-sharing scheme design could work in practice, whether through a not-for-profit, mutual or insurance provider set-up.
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OpinionEditorial: Floating a balloon
With the momentum, if not the life, sucked out of the government's scheme quality proposals – the charges cap taking the lion's share of attention – it has understandably sought to turn attention to its defined ambition plans.
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Opinion
Editorial: To the collective benefit
An eloquent voice has been added to those calling for the introduction of collective defined contribution pension schemes in this country to drive better outcomes for savers.
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News
How the DC code will affect your scheme
The Pensions Regulator will make its defined contribution code of practice easier for scheme managers to understand after feedback that the line between pensions law and best practice was not clear enough.
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Opinion
Editorial: The two-headed monster
Defined benefit scheme managers and trustees could be forgiven for feeling perplexed at the government’s attitude to the benefits they oversee.
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News
How defined ambition could affect your scheme
Government has outlined proposed legislative modifications to the pensions system including changes to decumulation rules and daily pricing requirements, which could impact current defined contribution and defined benefit schemes.
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Opinion
Why I’m optimistic on the future of defined ambition
In this week’s Informed Comment, Barnett Waddingham’s Nick Griggs looks at the two broad options for a risk-sharing middle way between defined benefit and defined contribution.
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News
How the OFT report affects your scheme
The Association of British Insurers will audit contract and bundled schemes at risk of being poor value for members, following the Office of Fair Trading’s investigation into the market.
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News
Deciphering the DWP's select committee response
News analysis: The government's response to its select committee pensions report, released on Friday, included plans to have a defined ambition framework in place by 2016, as well as increased governance demands.