All Collective defined contribution (CDC) articles – Page 9
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News
Shared pain, shared gain: Will risk-sharing get its day in the sun?
News Analysis: Collective defined contribution schemes have been put on ice by the pensions minister though the idea could come back on the agenda in the future. But are UK employers ready for risk-sharing?
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Opinion
Five key graphs on Nest’s retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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Opinion
How to avoid the tax pitfalls of collective investing
Collective investment vehicles offer many benefits, says Steve Charlton, but pension funds need to fully understand what they are buying into.
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Opinion
The legal issues troubling trustees around DC flex
There is no obligation to adopt the range of flexibilities offered by pension freedom – DLA Piper’s Ben Miller looks at what trustees need to consider before amending their schemes.
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News
Study forecasts DC market tripling by 2024, led by TDFs
A market report has predicted defined contribution pensions will triple in size to £787bn within the next decade with target date funds leading the way, but its bullish growth predictions have been questioned.
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News
Webb backs mastertrusts to lead CDC vanguard
Pensions minister Steve Webb has signalled support for mastertrusts delivering a collective defined contribution option for members, at a Trades Union Congress conference on Wednesday – but at least one of the large mastertrusts has rejected the idea.
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Opinion
Will risk-sharing schemes ever take off in the UK?
Many industry commentators have answered this question with a resounding ‘no’. Hogan Lovells’ Nicola Rondel makes the argument for a qualified ‘yes’.
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Opinion
What could a Conservative government mean for pensions?
LCP’s Bob Scott argues a Conservative government in May could mean changes to pensions tax relief, further public sector reduction and the discouragement of collective pensions, if past performance is any guide to the future.
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News
SABMiller, Wolseley and Findel in 2014's top AE stories
Auto-enrolment ramped up a gear in 2014 as the reform began to sweep up medium and smaller-sized employers, highlighting new challenges around how to ensure employers had the support they needed.
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Opinion
When is halfway not halfway? Measuring the AE journey
Talking head: Pensions commentator Steve Bee looks at the engagement challenges faced by smaller employers in light of the shift to a more individualist pensions regime.
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News
Webb defends 'revolutionary' CDC legacy against industry critics
Pensions minister Steve Webb told an industry event this week the “pendulum is going to swing back” from individual defined contribution pension provision, but delegates challenged the viability of risk-sharing schemes.
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News
Nest: understanding behaviour more important than product fixes
The UK’s state-backed pension scheme has led calls for understanding member behaviour in light of the incoming pension flexibilities, arguing such work is more important than developing new products for savers.
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Opinion
Altmann: New pension flexibilities will make it harder to attract members to CDC
Talking head: Pensions commentator Ros Altmann says the new at-retirement flexibilities introduced in this year’s Budget will make it harder to attract employers and members to shared risk schemes.
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Opinion
Today at the NAPF annual conference – October 16 edition
The National Association of Pension Funds Annual Conference 2014 in Liverpool was in full swing today, with panel discussions on auto-enrolment, collective defined contribution, independent governance committees, to name just a few.
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Opinion
Webb: My pension schemes bill is focused on the saver's experience
Last week, I had the privilege of introducing the pension schemes bill to Parliament, and seeing it receive an unopposed second reading.
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Opinion
What you need to know from the pension schemes bill second reading
This week the new pensions bill had a second reading in the House of Commons, the first opportunity for members of parliament to debate its main principles.
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Opinion
The rise and rise of cash in lieu for FTSE 100 execs
It seems we have reached a tipping point where defined benefit is no longer the most common pension arrangement of FTSE 100 companies.
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Features
Unite mulls launching CDC scheme as unions back risk sharing
Unite is considering establishing a collective defined contribution scheme, as union groups voice their support for defined ambition benefit structures that share risk between employees.
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OpinionThe challenges facing Canada and UK's target benefit scheme
Last month, governments in London and Ottawa moved closer to implementing collective pension schemes, which share risk among members in the hope of proving better outcomes for savers.
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Features
How the DA pensions bill could affect your scheme
Schemes have been left pondering how their benefit structures would be considered under the the government’s latest pensions bill, which codified three types of pension scheme, including “shared risk” schemes.