All Pensions Policy Institute articles
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NewsHousing benefit does not support pension saving, PPI research finds
Every £1 of private pension income reduces housing benefit entitlement by 65p, the Pensions Policy Institute reports, leaving only 35p as an improvement to a person’s disposable income.
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OpinionNo ordinary update: why the PPI’s Pensions Primer will be different this year
The Pensions Policy Institute is in the process of updating its influential ‘Pension Primer’ and, as senior policy analyst John Adams explains, it is no small task.
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NewsNo one answer to low earners’ pension dilemma, says PPI
No single change to the auto-enrolment regime will protect all low earners, according to the Pensions Policy Institute, with the removal of the lower earnings limit posing short-term affordability issues for many.
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NewsPPI: Guided retirement could be ‘critical’ to improving member decisions
Guided retirement solutions could play a “critical” role in helping defined contribution savers make better decisions at retirement, but their success will depend on how well schemes understand their members, according to the Pensions Policy Institute.
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NewsReality check for surplus release: PPI research shows limits of new policy
Funding resilience, scheme rules, fiduciary duty, and other factors could all restrict the ability or willingness of trustees to return surplus to employers or members, according to a new report.
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OpinionPPI: Beyond the Pension Schemes Act – now the real work starts
Chris Curry, Pensions Policy Institute It seems like much of the pensions world has spent the last 12 months engaging with and discussing the Pension Schemes Bill, which has now received Royal Assent and become the Pension Schemes Act 2026. Many of the policies enacted by the ...
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NewsPPI widens lost pensions survey to include DB schemes as demand for tracing grows
The new study will track how the ‘lost pots’ landscape has changed, examining the number of missing pots, their value and age distribution, while also exploring the underlying causes and the implications for savers and policymakers.
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OpinionPPI: There’s more than one way for a pension to be inadequate
John Upton, policy analyst at the Pensions Policy Institute, explores the organisation’s latest research into how people can end up with an inadequate pension – and what can be done about it.
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In DepthIn Depth: Exploring the £1.2trn defined contribution landscape
The latest edition of the Pensions Policy Institute’s DC Future Book shows a maturing landscape for defined contribution provision, amid profound policy shifts.
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OpinionPPI: From payslip to pension – getting the full picture on low earners
In this instalment of the ‘Dear Pensions Commission’ series, John Upton of the Pensions Policy Institute explains the organisation’s latest research that sheds light on how auto-enrolment limits affect low earners.
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News‘Dear Pensions Commission…’: Exploring the future of retirement adequacy
Pensions Expert has invited a range of charities, think tanks, unions and other organisations to set out what they want to see from the relaunched Pensions Commission.
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NewsOutlook 2025: The pensions industry’s wishlist for the new year
Pensions Expert spoke to six major industry groups to find out what they want to see happen in 2025, from the Pensions Review and the Pension Schemes Bill to trustee powers and improvements to member outcomes.
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NewsUncovering the truth of pension schemes’ UK allocations
New research from the PPI shows a complex, dynamic picture of UK asset allocation, while Nest estimates that it will invest £20bn in the UK by 2030.
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OpinionThe election is looming!
The PPI’s Daniela Silcock looks at some key issues for a new administration to address.
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OpinionCost-of-living crisis risks young savers’ future retirement outcomes
How can the pensions industry help young savers, already struggling to get on the property ladder, put more money towards their retirement?
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NewsAuto enrolment: Could removal of £10k trigger help low earners save more into a pension
A research report commissioned by the Pensions and Lifetime Savings Association (PLSA) and carried out by the Pensions Policy Institute (PPI) looked at whether removing the £10,000 auto enrolment earnings trigger could help the UK's low earners save more into their pension.
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OpinionA woman's right to a decent pension
There is only so much the pensions industry can take on when it comes to society's wider problems, although encouraging more of us to save into a pension is a start writes Pensions Expert's editor Samantha Downes.
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NewsDWP narrows down small pots solution to two options
The Department for Work and Pensions has narrowed down the solution to the small pots issue to either the creation of default consolidators or the introduction of pot-follows-member legislation.
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NewsDavid Fairs leaves TPR to ‘pursue new challenges’
On the go: David Fairs is leaving his role as executive director of regulatory policy, analysis and advice at the Pensions Regulator in March this year.
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NewsRules to remove DC charge cap fees due in the new year
The government will lay regulations to remove fees from the defined contribution charge cap early next year, one of a number of pensions-related proposals included in the reforms aimed at improving the competitiveness of the UK’s financial services sector.