All pension reform articles – Page 8
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NewsFreedom variability distorts member behaviour, FCA study shows
Data from the Financial Conduct Authority has shown drastic changes in how consumers access their pensions since the introduction of the flexibilities, though experts have said difficulty accessing some options may have skewed consumer choices.
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OpinionPut your pistol away
Editorial: Now that the rebel has a cause, and a mandate to fight for it, will Jeremy Corbyn's critics have a change of heart and get behind the new Labour leader?
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Opinion
PMI: Why government zeal on exit penalties is surprising
Talking Head: Is the government overstepping the mark with its challenge of the exit penalties imposed on those taking advantage of the pension flexibilities, asks the PMI’s Tim Middleton.
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NewsEvents and training for pension managers and trustees – Sept 8
Get your calendar in order with this rolling bookmark of upcoming events and training opportunities, targeting pension scheme managers and trustees.
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OpinionDo you want to read this article?
Editorial: David Cameron received a tap on the wrist from the Electoral Commission last week for his choice of words on the Brexit referendum question.
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Opinion
How can tax relief be used to encourage saving?
Analysis: Encouraging savers to make sufficient provision for their retirement is an important challenge for both the government and the pensions industry.
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News
BBC to lay on financial advice for members looking at transfers
The BBC is to offer paid-for independent financial advice to help members get the most from the pension freedoms, in particular to support those considering transferring their assets.
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Opinion
Pension savers lack confidence on scams
From the blog: Two in every five people are not confident they could tell the difference between a scam and a genuine investment.
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Opinion
Should the secondary annuity market have been pushed back?
The April 2016 timetable for implementation of the secondary annuity market was irresponsible, but the government has been sensible enough to change it.
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OpinionEditorial: One hundred days…
Last week saw us pass the somewhat arbitrary milestone of 100 days since the introduction of the freedoms, and providers and commentators rushed to give their take on the story so far.
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News
Regulator lists assured mastertrusts to help small employers
The Pensions Regulator is ramping up its efforts to help guide small and micro employers through auto-enrolment and has published a list of approved mastertrusts, as 1.3m organisations prepare for their staging dates.
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OpinionWhy schemes are resisting drawdown demand
Savers are anxious to take advantage of the pension freedoms, but many workplace schemes still offer only annuities, says BlackRock’s Paul Bucksey.
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OpinionEditorial: TEE, no sugar
“Promise made, promise delivered,” was George Osborne’s puffed appraisal of his inheritance tax move, which will add a £175,000 allowance for bequeathed family homes on top of the existing £325,000 threshold.
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Opinion
Pension scams: Time to fight back
Doping in elite sport remains one step ahead of the World Anti-Doping Agency and its affiliate testing programmes.
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OpinionStoring up a scandal? The risks of cashing in annuities
Talking Head: The Society of Pension Professionals’ Duncan Buchanan argues second-hand annuities could lead to a consumer backlash further down the line.
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Opinion
Governance drives the game
DC Investment Quarterly: Mid-flux – that's the position of defined contribution schemes trying to readjust to the new reform and regulatory environment they find themselves in.
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Opinion
Five key graphs on Nest’s retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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Opinion
Altmann: DB funding chasm requires investment innovation
Pensions minister Ros Altmann sets out her stall on driving forward pension reform, paying particular attention to DB funding.
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OpinionEditorial: Second-chance annuities
It was never going to be straightforward. When the idea of secondhand annuities was first mooted, commentators were at once delighted by the idea of being able to reverse the irreversible, but perplexed as to how it could generate a good deal for those involved.
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Opinion
PMI: Hour has come for independent commission
The Pensions Management Institute’s Tim Middleton explains why the impact of freedom and choice on existing policy demonstrates the need for depoliticised pension commission.