All Opinion articles – Page 41
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OpinionField goes in all guns blazing
Editorial: The MPs' pension scheme can rest easy, it does not look like they will have to pay out to Frank Field any time soon.
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OpinionWhat does value for money in a DC default look like?
There is a worrying lack of consensus in the DC default market around investment strategy and risk. Hymans Robertson’s Rona Train says outcome-focused trustees and independent governance committees will conclude that younger members can tolerate risk, while older members can pay for protection.
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OpinionCampaign for greater transparency is critical to proper governance
Chris Roberts at Dalriada Trustees explains the benefits of the FCA’s new requirements for fund managers to provide details of transaction costs when requested to do so by trustees or IGCs.
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OpinionDo life events hold the key to pension engagement?
Nest’s Matthew Blakstad looks at how life events can impact pensions engagements across different generations.
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OpinionSmart beta: Understand the impact on your wider portfolio
Smart beta has gained considerable traction with pension funds, writes AllianceBernstein’s David Hutchins, but investors should still maintain a healthy dose of cynicism towards new factors and ensure performance is measured effectively.
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Opinion
How can being transgender affect your workplace pension?
Analysis: The Department for Work and Pensions has updated its guidance on the effect of acquired gender recognition on pension benefits.
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Opinion
PPF: We are ready for whatever comes our way
In-house management has helped get the Pension Protection Fund in a good place, says the fund’s Trevor Welsh.
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OpinionFire, fury and GDPR
From the blog: Hell hath no fury like a lawyer or auditor scorned. The General Data Protection Regulation has unfortunately put the pensions industry in that dangerous position where we have to run a gauntlet, deciding how seriously to take the dire warnings of these two professional communities.
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OpinionWe can do better on financial education
Financial education, at least as it is currently provided by the pensions industry, is unlikely to achieve dramatically improved outcomes – but a better understanding of human behaviour might, argues Danii Pout of Like Minds.
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OpinionIndustries in turmoil
Editorial: The Carillion debacle is still unfolding and could yet reverberate across the professional services industry, while concerns mount over other outsourcing giants.
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OpinionResponsible investing should be a fiduciary duty
Environmental, social and governance considerations should become an integral part of the investment process, argues Lydia Fearn from consultancy Redington.
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OpinionSelf-sufficiency is not a permanent solution
Think you can outperform the insurers? It might be possible for schemes with deferred members, says JLT Employee Benefits’ Harry Harper, but employers will be keen to show pensioner liabilities the door.
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Opinion
Breaking the habit: Can life events make people more engaged with pensions?
Would you be interested in reading about your pension if you had just started a new job? What if you had just got married – or divorced?
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OpinionCold call from a pensioner
Editorial: An elderly gentleman called me a few days ago at work. He was looking for someone who could help him access his pension pot.
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OpinionKeep things simple when communicating costs and charges
AHC’s Karen Partridge discusses how trustees can communicate costs and charges to members.
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Opinion
Market Outlook 2018: Storms in the distance?
For a bull run that has been thought of as the most hated in history, the years since the global financial crisis have been kind to pension scheme asset values.
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OpinionIs an employer-sponsored financial adviser right for your members?
Mercer’s Vito Faircloth discusses the advantages of an employer-sponsored financial adviser for pension scheme members.
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OpinionThe year ahead for the Pensions Regulator
Lesley Titcomb sets out the Pensions Regulator’s priorities for 2018.
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OpinionHow to avoid pitfalls in DC bulk transfers
From the blog: Pension freedoms, increasing governance demands and higher charges have led to considerable appetite among employers to transfer defined contribution pots to either a mastertrust or contract-based arrangement, but there are a number of hurdles that need to be overcome.
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OpinionTrustees must adopt more transparent practices
Increasing scrutiny of trustee decision-making means they will have to develop more proactive processes for communicating the level of security afforded to members by their scheme, according to the Pensions Management Institute’s Robert Branagh.