All Opinion articles – Page 39
-
OpinionGreening, governance and growth in the age of popular empowerment
From the blog: Last year saw the unravelling of the prevailing order that had dominated the world economy since 1946, yet trustees feel empowered to flex their fiduciary muscles, if necessary going against their government’s views.
-
OpinionWe need to better connect with members
Engaging scheme members is vital if we are to close the savings gap, says Redington’s Lydia Fearn.
-
OpinionClear and simple communication is key to preventing opt-outs
Rosemary Lemon, group head of reward at Hays, explains how employers can help prevent opt-outs while raising awareness of the importance of saving for retirement.
-
OpinionHow comms can help close the gender savings gap
From the blog: With the gender pay gap sitting firmly in the spotlight, it is not surprising we are also seeing a flurry of discussions about why women save less, and what should be done about it.
-
Opinion
DC default funds: Is there too much focus on cost?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss designing defined contribution default funds for better outcomes.
-
OpinionWill the return of volatility save active management?
Active managers have had a hard time in markets that have only gone one way, but the prospect of market volatility returning may offer them a lifeline, says Aon’s Matthew Towsey.
-
OpinionHow to ensure good value for members
From governance and investment to member engagement and communications, seven experts, including HR directors, look at how employers, providers and trustees can ensure better outcomes for members of defined contribution schemes.
-
OpinionDB white paper generates as many questions as answers
The political posturing of criminal sanctions for employers looks set to make bad law, argues Sackers’ Janet Brown, and a crucial question of resource still hangs over the white paper’s many sensible suggestions.
-
OpinionIs a TDF approach right for your scheme?
Target date funds have proved popular on the other side of the Atlantic for defined contribution pension schemes, but to date have not had the same success in the UK.
-
Opinion
Which communication strategies are best at boosting engagement?
Mark Rowlands from Nest, Caroline Roberts from VisitBritain, Andy Cheseldine from Capital Cranfield, Nasir Rafiq from Islamic Relief Worldwide, Ami Bartrip from the Financial Times, Rosemary Lemon from Hays and Jason Green from Finance & Technology Research Centre discuss communication and engagement.
-
Opinion21st Century Trusteeship – managing advisers and service providers
The Pensions Regulator’s Anthony Raymond explains why appointing the right service providers is a fundamental part of good governance.
-
OpinionCompromise and unity should not preclude variety
From the blog: The government’s deadline for the formal establishment of Local Government Pension Scheme pools is only weeks away.
-
OpinionSuperfund – shoot first
Editorial: The Department for Work and Pensions has kept its word with the publication of its highly anticipated white paper, even managing to deliver it ahead of its spring target.
-
Opinion
Is ESG on course to become the norm in DC defaults?
High profile corporate governance failures, campaigns against the use of plastics, and US pension funds criticised for holding gun manufacturers after the latest school shooting – a powerful combination of recent events has pushed environmental, social and governance investing further up the institutional agenda.
-
OpinionSchemes need a clear strategy for managing longevity risk
Longevity rates in general have been rising, but there is evidence to suggest the pace of improvements has recently slowed. So what does this mean for trustees? John Dewey at Aviva Investors explains.
-
Opinion
Governance and investment: What are the duties of employers and providers?
Andy Cheseldine from Capital Cranfield, Nasir Rafiq from Islamic Relief Worldwide, Ami Bartrip from the Financial Times, Caroline Roberts from VisitBritain, Mark Rowlands from Nest, Jason Green from the Finance & Technology Research Centre and Rosemary Lemon from Hays consider the responsibilities of employers and providers in relation to scheme management and default investment.
-
OpinionPutting the USS closure debate into perspective
Amid all the debate over actuarial methodologies and affordability, Society of Pensions Professionals president Hugh Nolan says a quick look at contribution rates gives a valuable insight as to whether the public sector is getting a good deal.
-
Opinion
Keeping the grass greener
Nest: Climate change is not just damaging the planet, it could also have a detrimental effect on our members’ investments.
-
OpinionWhat technology means for pensions
Two months into his new role, the Treasury’s John Glen reflects on the importance of helping the self-employed save for their retirement.
-
OpinionCDC: Two birds in the bush
Editorial: The fight for defined benefit accrual is coming to a head at universities after employers showed their hand early in the dispute over pensions.