All Opinion articles – Page 45
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OpinionHow the retirement income market is evolving
The Financial Conduct Authority’s Mary Starks says cooperation between industry, government and regulators is needed to make the freedoms work for consumers.
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OpinionAre we making enough progress on transparency?
Transparency has become a buzzword in the industry, but we don’t always mean the same thing when we talk about it.
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OpinionShould schemes be concerned about the Chinese debt bubble?
Despite concerns over China’s debt mountain, investors should overcome their fears and take a fresh look at Chinese bonds, says Ashmore’s Jan Dehn.
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OpinionIs the CDC era about to begin?
The Pensions Management Institute’s Tim Middleton says positive experience in the Netherlands and a change in the political landscape are paving the way for the adoption of collective defined contribution in the UK.
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OpinionRate rises are not the solution for DB woes
From the blog: After its meeting on September 14, the Monetary Policy Committee issued its strongest guidance yet that it expects to raise interest rates from their historic 10-year low.
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OpinionA busy pensions agenda
Editorial: News that the pensions dashboard will be taken forward by the Department for Work and Pensions has been welcomed by the pensions industry.
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Opinion
When money meets religion: Sharia compliant pensions in the UK
Islamic finance is a fascinating and challenging domain. The industry’s assets were valued at $2tn (£1.5tn) globally at the end of 2016, according to S&P Global Ratings.
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Opinion
Do we really need members to be engaged?
For most of the past half century, membership of workplace pensions in the private sector has been in steady decline.
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OpinionPoliticians should keep the faith in inertia
A whistle-stop roundup of pensions at the political parties’ annual conferences and a recommendation to stick with the power of inertia for the self-employed, courtesy of Broadstone’s David Brooks.
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OpinionShould your DC scheme move to a master trust?
The decision to move a defined contribution scheme to a master trust all depends on an employer’s priorities and philosophy, according to John Wilson and Stephen Coates at JLT Employee Benefits.
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OpinionWe need to narrow the pensions gap
The Society of Pension Professionals’ Hugh Nolan says more needs to be done to deliver fair outcomes for everyone.
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OpinionDash for delivery
Editorial: The industry is in agreement that for the pensions dashboard to work, schemes need to be forced to provide their data.
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Opinion
Are pensions what the self-employed need?
Ben Jennings is not saving into a pension, and neither are his peers. The cartoonist and illustrator, whose work appears in this publication and The Guardian among others, says he and and other self-employed 20-somethings are too busy trying to pay their rent.
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OpinionWe need to talk about PPF drift
The Pension Protection Fund, the lifeboat for failed defined benefit pension schemes, is facing a looming iceberg known as ‘PPF drift’, says Lincoln Pensions’ Richard Farr.
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OpinionEthical investing: All talk and no action?
From the blog: Ethical investing has come to the fore in recent years as more people say they want to align their investments with their moral values, but there are still some obstacles on the way there.
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OpinionPrivate equity: Success brings new challenges
From the blog: Last year, European private equity fundraising reached €74bn (£66bn), the highest level since 2008.
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OpinionWhat are the current challenges in infrastructure investing?
Infrastructure can offer strong diversification while enabling schemes to access the illiquidity premium, but trustees should look at the yield available and consider whether they are forgoing any future opportunities, says P-Solve’s Matthew Simms.
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OpinionThe challenges of passive ESG investment
Bfinance’s Joey Alcock outlines key considerations for schemes opting for passive ESG investment strategies, and says implementation should be adapted to the investor’s specific preferences.
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Opinion
How to monitor the effectiveness of your trustee board
Amid an increased regulatory focus on governance and trusteeship, Independent Trustee Services’ Rachel Croft explains how trustees can monitor and review their own performance alongside external feedback.
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OpinionPath to new savings culture needs change of direction
From the blog: In his recent article, ‘A pension system to support everyone’, pensions minister Guy Opperman highlights the impressive achievements of pensions auto-enrolment. It’s a huge success story for both government and the pensions industry.