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OpinionThe Friday Takeaway: U-turn if you want to
Is the OBR’s report into the consequences of the salary sacrifice cap enough to persuade the government to change course? Pensions Expert editor Nick Reeve hopes so.
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OpinionClimate change and fiduciary duty: how can trustees plan for an uncertain future?
What will be the financial impact of global temperature increases? Predicting the future is uncertain, but it doesn’t mean pension schemes can afford to put it off until later, writes Authently’s David Kneale.
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OpinionPPI: There’s more than one way for a pension to be inadequate
John Upton, policy analyst at the Pensions Policy Institute, explores the organisation’s latest research into how people can end up with an inadequate pension – and what can be done about it.
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OpinionThe Friday Takeaway: A storm in an investment teacup?
Are investment trusts as big a deal within the Pension Schemes Bill as some members of the House of Lords seem to think they are? Pensions Expert editor Nick Reeve dons his cynical hat.
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OpinionPensions and financial inclusion: Time to join forces
Paul Sweeting, president of the Institute and Faculty of Actuaries, calls for joined-up thinking on financial inclusion policy – including, of course, the importance of pension saving.
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OpinionThe Friday Takeaway: Sometimes, pensions aren’t the answer
As Nest Insight research reveals a mixed public view of using pension pots to fund mortgage deposits, Pensions Expert editor Nick Reeve is very much in the ‘no, thanks’ camp.
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OpinionRory Murphy: Should pension funds be more Machiavellian?
Experienced trustee and chair Rory Murphy challenges pension funds to be daring and embrace innovative ideas in order to best serve members’ interests.
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OpinionThe Friday Takeaway: Fiduciary duty calls
A worrying new climate change report should have the whole pensions sector thinking hard about their long-term strategies and what is in members’ and savers’ best interests, writes Pensions Expert editor Nick Reeve.
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OpinionAMNT: When is your pension like a Mars bar?
Maggie Rodger, co-chair of the Association of Member-Nominated Trustees, highlights the effects of changes to accruals and contributions made in the wake of the financial crisis, and how these should influence surplus discussion.
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OpinionScale in workplace pensions is good – but not at the expense of innovation
Darren Philp looks ahead to the Pension Schemes Bill’s latest stage in the House of Lords and hopes for a pragmatic approach to the scale test for workplace DC pension schemes.
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OpinionThe Friday Takeaway: It won’t be easy being (dark) green
The new year has started where we left off 2025, with consultations and Pension Schemes Bill developments, writes Nick Reeve – we’d better be ready.
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OpinionClosing the gap between promise and proof on pensions
Archie Pritchett, an analyst at PensionPay, highlights a ‘delivery gap’ as the pensions industry focuses on ‘plumbing’ rather than the end products for consumers.
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OpinionSPP: Pre-1997 indexation is a complex issue to be handled with care
Sonya Fraser of the Society of Pension Professionals outlines the proposed changes to PPF benefits accrued prior to April 1997, and the wider ramifications of the government’s decision to allow inflation-linked increases from next year.
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OpinionThe Friday Takeaway: Eat, drink, and be merry, for tomorrow we legislate
Pensions Expert editor Nick Reeve is looking forward to a Christmas break after suffering from a case of legislation overload. Nobody tell him what’s in store next year, please…
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OpinionSPP: The long road from CDC concept to reality
The collective defined contribution (CDC) concept is slowly gaining traction, but Iain McLellan of the Society of Pension Professionals asks whether it needs its own ’electric vehicle moment’ to gather more traction across the industry.
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OpinionRailpen: The UK needs a scale-up fund to compete globally
Julia Diez, head of UK productive assets at Railpen, calls for a UK-wide investment initiative to support pension schemes in investing in innovative, growing companies close to home.
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OpinionLooking ahead: What to expect for the pensions industry in 2026
Looking ahead to 2026, there are some significant pensions developments on the horizon and some key existing ones which will be progressed – meaning it will likely be another busy year for pensions, as Gateley’s Michael Collins explains.
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OpinionCommunicating collective DC: Handle with care
With collective defined contribution rules now laid before parliament, Roberto Marrocco, a policy adviser at the Association of British Insurers, explains why communicating this new structure needs care and attention to detail.
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OpinionShould DC investors bail out the chancellor?
Louise Farrand of the DC Investor Forum explores a recent letter from more than 250 business leaders to the chancellor calling for greater domestic investment in UK companies.
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OpinionThe Friday Takeaway: A pensions industry advent calendar
It’s been a busy year, as Pensions Expert editor Nick Reeve discovers as he unveils a retirement policy-themed advent calendar.