All Opinion articles – Page 10
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OpinionThe case for discretionary increases is becoming compelling
Osborne Clarke’s Claire Rankin explains the different forces at play when trustees and employers consider discretionary pension increases.
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OpinionWill the PPF become a new endgame option?
Arc Pensions Law’s Sonya Fraser delves into the detail of the government’s plan for the PPF to become a consolidator of small pension schemes.
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OpinionHow do you solve a problem like small pension pots?
The lifetime provider model may not be the answer to the rising number of small pots, but the industry still needs to solve this growing problem, as Bernard Casey and Noel Whiteside explore.
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OpinionThe election is looming!
The PPI’s Daniela Silcock looks at some key issues for a new administration to address.
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OpinionLooking beyond portfolio decarbonisation
Investors need to go further than decarbonisation and focus on real-world impacts and transition assets, says Cushon’s Julius Pursaill.
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OpinionWhat savers really think about their investments
The Pensions and Lifetime Savings Association recently polled savers to find out their attitudes to where their money is invested. Here’s what they said.
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OpinionEditor’s column: Innovate to communicate
Putting information into the public sphere isn’t the same as communicating. As an industry, we should think differently to make sure members understand what we’re telling them.
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OpinionUncovering a household’s saving journey to retirement
The reality of an individual’s savings journey is often more nuanced than existing benchmarks allow for, says Phoenix Insights’ Patrick Thomson.
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OpinionRedrawing the line between advice and guidance
With the advice-guidance boundary consultation closed, the ball is back in the policymakers’ court to decide which proposals to take forward, writes the SPP’s Premlata Fagan.
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OpinionAddressing the complexity of social factors
Following the publication of the Taskforce on Social Factors’ first report, Maria Nazarova-Doyle explains the group’s approach and what it means for trustees.
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OpinionHow can trustees manage cybersecurity risks?
Pinsent Mason’s Ellie Ludlam and Charlotte Moss delve into the requirements of the General Code as it relates to cybersecurity.
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OpinionPensions adequacy: Why this broken record keeps spinning
The ABI’s Ben Infield explores how the pensions industry can push for higher contributions and better outcomes for members.
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OpinionHow bulk annuity pricing works
Standard Life’s Kunal Sood gives an insurer’s perspective on how buy-ins and buyouts are priced.
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OpinionTime to consolidate the regulators?
Does having two regulators for the pensions sector demonstrate value for money, asks Tom McPhail.
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OpinionHow to apply the General Code to your scheme
Broadstone’s David Brooks sets out how the new General Code works and what trustees need to be aware of.
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OpinionGoing back to first principles on pension policy
The government needs to reset its policy focus on retirement outcomes and pension adequacy, says the co-chair of the Association of Member-Nominated Trustees.
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OpinionDon’t lose sight of members in surplus debate
Trustees could be given new powers to extract surpluses from DB schemes – but Pensions Expert editor Nick Reeve argues that their options may still be limited.
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OpinionThe long-term costs of more choice in auto-enrolment
Former shadow pensions minister Gregg McClymont explores the impact of the lifetime provider concept ahead of this week’s Budget announcement.
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OpinionAbolition of the lifetime allowance: latest update
Ahead of chancellor Jeremy Hunt’s Budget announcement on 6 March, Trafalgar House’s Karla Bradstock explores the current state of play with the lifetime allowance.
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OpinionPreparing for TPR’s new General Code
Complying with the code may sound like an impossible task – here’s how to make it manageable.