All Nest articles – Page 11
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Opinion
Nest: Staging micro employers – do we need a new approach?
Two-and-a-half years into auto-enrolment and the pensions industry can look back and say, ‘So far, so good’.
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News
SME auto-enrolment prep work exceeds industry expectations
A third of small employers staging in Q1 signed up six months or more ahead of their deadline, but experts have said this encouraging picture could change as micro-employers get set to auto-enrol this summer.
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Opinion
Nest: How schemes can tackle home bias with global equities
Nest’s CIO Mark Fawcett explains why investing beyond the UK matters to scheme portfolios, and how trustees could attack their global equity strategy to achieve diversification.
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Opinion
Nest: Why TDFs provide a durable route to good outcomes
Keeping your mind on the long term can be a difficult business. Target date funds can help both schemes and savers do just that, writes Nest’s Mark Fawcett.
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Opinion
Six ways to meet the needs of the DC generation
Talking Head: Nest’s Mark Fawcett shares the scheme’s initial consultation findings on the needs of DC members and highlights six areas that could inform the design of default retirement products.
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News
Why the regulator will not publish a definitive list of AE schemes
The industry has given a mixed response to the Pensions Regulator’s decision not to publish a list of auto-enrolment schemes available to smaller employers, with some suggesting it could do more.
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Features
How UK mastertrusts are designing DC benchmarks
The growing mastertrust sector has created a range of investment benchmarks, but pressure to demonstrate value has led consultants to call for more focus on performance yardsticks that reflect scheme memberships.
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News
Webb backs mastertrusts to lead CDC vanguard
Pensions minister Steve Webb has signalled support for mastertrusts delivering a collective defined contribution option for members, at a Trades Union Congress conference on Wednesday – but at least one of the large mastertrusts has rejected the idea.
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Opinion
Five objectives and five risks for DC
Talking head: Nest’s CIO Mark Fawcett puts together a 10-point framework for DC trustees, arguing for a focus on growth, flexibility and cost, while managing inflation and longevity.
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News
Nest, M&S and Kingfisher in 2014's top post-Budget case studies
The chancellor's 2014 Budget in March sparked off a year of almost unprecedented change in pensions, seeing an immediate response from some employers on providing retirement flexibility.
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News
Webb defends 'revolutionary' CDC legacy against industry critics
Pensions minister Steve Webb told an industry event this week the “pendulum is going to swing back” from individual defined contribution pension provision, but delegates challenged the viability of risk-sharing schemes.
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News
Nest: understanding behaviour more important than product fixes
The UK’s state-backed pension scheme has led calls for understanding member behaviour in light of the incoming pension flexibilities, arguing such work is more important than developing new products for savers.
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News
Nest to switch TDF goalposts from annuity purchase as April looms
DC: The New Investment Journey. Nest is planning to amend its target date funds that currently aim for annuity purchase in light of the greater flexibility in retirement options available to scheme members from April 2015.
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Opinion
Why industry critics are wrong about ‘reckless conservatism’
Letter: Nest’s CIO Mark Fawcett responds to an Informed Comment piece in last month’s Pensions Expert that warned overly prudent investment strategies were blighting young savers’ investment growth.
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Features
HSBC plans cash lifestyle default for ex-DB members
HSBC Pension Scheme plans to default members of its defined benefit section to its cash lifestyle fund following the closure of the section in July next year, as part of a wider post-Budget review of its defined contribution arrangements.
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News
How lifting Nest restrictions could affect the market
The lifting of restrictions on contributions and transfers to state-backed mastertrust Nest will make it more compelling for employers, but a rival mastertrust has called for oversight of its funding arrangements.
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Opinion
Nest: Budget freedoms could mean fewer opt-outs from older workers
Since auto-enrolment kicked in nearly two years ago, almost 4m people are newly benefiting from a workplace pension, and the number opting out remains far lower than many originally expected.
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News
Nest sizes up green technology as it sharpens ESG focus
Nest is looking to benefit from a low-carbon economy through investments in green technology, in a triennial update of its investment beliefs announced today.
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News
Fifth of smaller employers failing to prepare for AE
One in five small businesses are not currently preparing for auto-enrolment, research has shown, as concern grows around smaller employers’ ability to comply with the legislation.
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Opinion
Nest: Scale has given us an ‘internal market’ for DC assets
Talking head: Nest’s CIO Mark Fawcett describes how the scheme has been able to use its growing scale to reduce its investment costs, as well as effectively transacting between different scheme members.