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FeaturesThe unknown cost of pre-97 indexation to DB schemes
Potential changes to the way the PPF’s compensation is calculated and paid could have an impact on its 7800 index and some schemes in its assessment period, as Nick Reeve reports.
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FeaturesThe PPF Purple Book: Six key charts for the corporate DB sector
The 20th edition of the Pension Protection Fund’s Purple Book shows a gradual but consistent decline in the number of defined benefit (DB) pension schemes. But below the surface, the sector remains dynamic with millions of people’s retirements at stake.
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FeaturesOne year until the dashboards deadline: What’s still to do?
There is less than 12 months to go until the 31 October 2026 deadline, when all pension schemes and providers in scope must connect to the pensions dashboards Central Digital Architecture.
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FeaturesPension funds, venture capital, and the government’s drive for growth
Despite a big push from the government to encourage greater pension investment into UK alternatives, there seems to be little initial activity from pension funds in relation to venture capital investing.
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FeaturesThree years since ‘mini-Budget’: Healthier schemes but more challenges ahead
Three years on from the drama of the so-called ‘mini-Budget’, Pensions Expert looks back on events and what has changed – as well as looking to where the next big challenges could come from.
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FeaturesHow to keep consumers coming back to pensions dashboards
As the Money and Pensions Service gears up to test its MoneyHelper pensions dashboard, Ellie Duncan explores how the industry can ensure that consumers get the most from this new service.
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FeaturesShould tax relief be dependent on UK investments? Interrogating Ros Altmann’s radical idea
As an incentive for pension schemes to invest more in the UK, former pensions minister Baroness Ros Altmann has suggested making tax relief dependent on domestic allocations. Business and finance journalist Geoff Ho explores her idea and gathers expert reaction.
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FeaturesGetting from ‘view only’ to ‘interactive’: what dashboards could do next
Pensions dashboards are being heralded by the industry as a tool that will encourage consumers to locate and engage with their pension pots. But once the data is viewable, what could happen next?
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FeaturesWhat open banking can teach us on pensions dashboards
As more and more pension schemes and providers are connecting to the dashboard data ‘ecosystem’, Ellie Duncan – author of Open Banking and Financial Inclusion – explores the lessons the pensions industry can take from the technology revolution in UK banking.
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FeaturesDC adequacy is ‘number one challenge for the decade ahead’ around the world
The Thinking Ahead Institute’s latest peer study warns that low contributions, cautious defaults and poor decumulation design are leaving members exposed – with income adequacy expected to take decades to resolve.
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FeaturesHow pension funds are handling US equity concentration risk
With more of the US market’s fate tied up in a handful of enormous technology stocks, investment teams are having to reconsider their exposure, as Jon Yarker reports.
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FeaturesThe Pension Commission’s challenge in seven charts
The Pensions Commission was (re)launched a week ago, with a broad remit but considerable constraints. Pensions Expert looks at some of the key challenges the commissioners are trying to solve.
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FeaturesFive Questions For… Morten Nilsson, Brightwell
Pensions Expert spoke to Brightwell chief executive Morten Nilsson about the government’s surplus release plans, and how he envisages sharing the BT Pension Scheme’s experiences with the wider market.
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FeaturesCase study: First Bus bypasses master trusts for a bespoke DC route
First Bus’ defined contribution (DC) pension scheme has opted not to consolidate into a master trust so far. Head of pensions Muntazir Hadadi explains why, with contributions from the scheme’s lawyer and members.
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FeaturesFCA’s ‘targeted support’ plans could help trustees close advice gap
With trust-based schemes explicitly in scope, the FCA’s proposals on “targeted support” for non-advised savers could offer pension scheme trustees a fresh opportunity to support disengaged members, reports Sara Benwell.
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FeaturesIs your fiduciary management mandate fit for purpose?
Five years since mandatory tendering came into force for fiduciary management, two reports set out how providers have performed and how they are positioning for current and future challenges.
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FeaturesAdequacy is top of the industry’s agenda after Pension Schemes Bill published
As the dust settles following the publication of the Pensions Investment Review final report and the release of the Pension Schemes Bill, the industry’s focus has immediately turned to adequacy.
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FeaturesThe devil in the detail: What is the government’s investment backstop power?
The government has included a controversial ‘backstop’ power in the Pension Schemes Bill to allow it to mandate specific asset allocations - but the pensions minister is adamant that there is no intention to use it.
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FeaturesThe pensions industry reacts to the ‘blockbuster’ Pension Schemes Bill
Pensions Expert rounds up views from experts across the industry as the government introduces its much-anticipated Pension Schemes Bill to parliament.
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FeaturesMaking sense of the ‘crammed’ legislative agenda for pensions
With the Pension Schemes Bill due to be laid before parliament in the coming weeks, consultancy group LCP has attempted to make sense of the wave of new rules and regulations expected to be introduced.