All Defined contribution articles – Page 15
-
OpinionTackling post-enrolment inertia in pensions
Auto-enrolment succeeded by embracing people’s inertia to passively get them saving for retirement. To get them saving enough, though, we will need to break through inertia, as Fairer Finance’s Tim Hogg explains.
-
FeaturesHow master trusts are leading the charge on decarbonisation
The latest TCFD reports from the country’s biggest DC master trusts confirm sustained improvements on carbon emissions. How can they take the next step on their sustainability journeys?
-
NewsHigh interest in CDC pensions, survey reports
Four in 10 DC pension schemes say they are “very likely” to introduce a form of collective risk-sharing in the future once legislation allows.
-
NewsSimplify CDC rules to ensure success, says pensions industry
Proposed regulations for CDC pension schemes need refinement to ensure they succeed for potential multi-employer arrangements, according to industry experts.
-
NewsCDC proposals ‘unduly onerous’, warns SPP
Planned rules for multi-employer CDC schemes could inadvertently restrict providers’ ability to communicate and undermine the “regulatory intent” of the government’s proposals, says the industry body.
-
FeaturesScheme consolidation: Lessons from the Netherlands
As the government sets its sights on creating pension “megafunds” in the public and private sectors, Pensions Expert takes a look across the North Sea to a country that has already taken a similar path.
-
NewsHow the government plans to scale up DC schemes
The first consultation emanating from the Pensions Review asks whether DC schemes should have a minimum size or a minimum number of default options, and seeks feedback on how to streamline mergers.
-
NewsIs bigger really better? Industry reacts to ‘megafunds’ plan
Chancellor Rachel Reeves has been urged to support trustees’ fiduciary duty and ensure there are sufficient UK assets for her planned “megafunds” to invest in.
-
NewsReeves to set out vision for DC ‘megafunds’
The government wants to hasten the consolidation of defined contribution (DC) schemes to realise economies of scale, increase domestic investment and improve governance standards.
-
NewsThe Pensions Regulator publishes rulebook for CDC schemes
TPR will send schemes annual evaluations setting out risks, actions and the regulator’s planned supervisory “intensity”.
-
NewsAegon plots commercial dashboard launch
Aegon is planning to launch a commercial pensions dashboard once the data ‘ecosystem’ for the concept is up and running.
-
NewsCDC legislation planned for next year, says pensions minister
Pensions minister Emma Reynolds expects fresh legislation for collective defined contribution (CDC) schemes to be laid next year – but they are not expected to feature “directly” in the pensions bill.
-
OpinionHoping for clarity on Value for Money
The Society of Pension Professionals’ Brian McBride sets out the organisation’s views on how to improve the proposed Value for Money framework.
-
FeaturesAon’s dashboard approach and the importance of DC income
Independent pensions dashboards consultant Richard Smith continues his series of monthly case studies looking at how providers are preparing for the connection deadlines.
-
NewsOpperman: Consolidation needs to be harder, better, faster, stronger
Former pensions minister Guy Opperman has called for workplace pensions consolidation to be accelerated and extended to include commercial providers and even regulators.
-
FeaturesBudget 2024: Time to reconsider salary sacrifice?
With chancellor Rachel Reeves announcing plans for UK businesses to foot the bill for a £40bn tax increase – primarily through national insurance contributions – attention has turned to where companies can offset this cost.
-
NewsPeople’s Pension halves carbon footprint of main default fund
A new report shows significant progress on reducing the £30bn master trust’s portfolio emissions after a major asset allocation shift earlier this year.
-
FeaturesCulture clash: bringing AI into pensions
From communications to greater organisational efficiency, AI will bring many benefits to pension schemes – but it does come with risks.
-
News‘Companies are not listening to us’: DC schemes’ net zero challenges
Sustainability leaders at Nest and NOW Pensions outline issues with engagement and achieving stewardship goals that risk stalling the momentum of tackling carbon emissions and climate change.
-
NewsNOW Pensions accelerates climate action
A massive 76% of total holdings in the diversified growth fund are now directly linked to the trustee board’s responsible investment objectives.