All Defined contribution articles – Page 19
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OpinionAdvice or guidance? The challenges facing trustees
George Ritchie of the Association of British Insurers discusses the complex issues arising from the review of the advice-guidance boundary.
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NewsPensions experts raise fears over the government’s ‘pot for life’ plans
This comes as research finds that two thirds of employees do not want to choose their own workplace pension provider
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OpinionThe starting point for assessing good outcomes in retirement
Trustees are being given more responsibility for retirement income solutions. Here’s how they can work out what good looks like for members.
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NewsThink tank praises ‘pot for life’ plans
The SMF’s latest briefing note features an appeal from the pensions minister calling for views from industry experts.
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NewsFCA’s new ‘polluter pays’ proposals will impact firms providing DB transfer advice
Reforms could weigh down past and present advisory firms in the DB transfer market
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NewsOver half of Gen X believe they haven’t saved enough for retirement
Retirement worries are causing sleepless nights for Britons
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NewsMaking guidance personal rings true with consumers
Personalised guidance meant 76% of consumers made a good financial decision – as opposed to 14% when presented with generic guidance
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OpinionPots for life won’t work – here’s what will
No more promises - why it’s time to deliver and resolve the pension crisis, says Beyond Encryption’s Paul Holland.
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OpinionThe fault line below the UK pension system
Unless we do more to understand areas of pensions policy weakness, the outcome could be seismic, writes Anna Brain of the Pensions Policy Institute.
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NewsNew proposals may help bridge the advice gap
FCA explores how to make advice and guidance better for consumers in a policy paper, making three key suggestions
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OpinionAre policymakers’ DC plans realistic?
There is much to be positive about in DC pensions – but policymakers must be careful to avoid a multitude of pitfalls, writes Martin Willis.
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NewsIncrease of renting in retirement poses risks to future pensioners, new report warns
Data predicts households that own their home in retirement could fall from 78 per cent to 63 per cent by 2041.
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NewsGet better at engaging – or else, warns UK’s largest pension provider
If providers keep failing to help customers engage with retirement, they will fall foul of consumer duty, warns Andy Briggs
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NewsMore than half of pension savers do not understand fees
Consumers are baffled by fees, warns Boring Money’s Holly Mackay
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Opinion‘Pot for life’: what are the knock-on effects?
Proponents and critics need to fully understand the likely impacts and update their arguments to address them.
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OpinionHow pension schemes can overcome their diverse communications challenges
How to turn consumers’ fear, detachment and complacency into action
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NewsRise in national living wage will boost pension savings
Chancellor Jeremy Hunt announced the National Living Wage will jump to £11.44 per hour during the autumn statement.
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NewsChancellor proposes ‘pots for life’ in major pension reforms
Hunt’s pot for life proposals could be attractive, but would be complex to implement and could make life harder for consumers, industry warns
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NewsNext phase of Mansion House reforms announced
Government will unlock £320m to get DC schemes investing in private markets. But the industry warns that reforms must be carefully considered.
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OpinionOnly pension reform can save the economy
The pensions system is broken and radical reform is needed. But will the chancellor’s steps be bold enough?