All Advice and guidance articles – Page 15
-
News
BBC to lay on financial advice for members looking at transfers
The BBC is to offer paid-for independent financial advice to help members get the most from the pension freedoms, in particular to support those considering transferring their assets.
-
OpinionInnovation in a world of freedom and choice
The advent of freedom and choice does not mean reinventing the wheel; the solutions are already there, says AXA IM’s Stephanie Condra.
-
Opinion
Should the secondary annuity market have been pushed back?
The April 2016 timetable for implementation of the secondary annuity market was irresponsible, but the government has been sensible enough to change it.
-
OpinionMind the gap(s) – consultation on advice launched
From the blog: The Financial Conduct Authority has launched a review of the financial advice market, as the industry calls for greater clarity and accessibility around guidance and advice.
-
Opinion
Holiday reading: Transfers and exit charges – consultation basics
From the blog: The government has today launched a 12-week consultation into pension transfers, early exit charges and the provision of financial advice.
-
OpinionEditorial: One hundred days…
Last week saw us pass the somewhat arbitrary milestone of 100 days since the introduction of the freedoms, and providers and commentators rushed to give their take on the story so far.
-
News
Charity on board with AE early-mover advantages
A micro employer has set up a non-contributory auto-enrolment plan three years ahead of its staging date, as the Pensions Regulator steps up support for smaller businesses seeking a provider.
-
Opinion
How trustees can tackle those 3am woes
Bath Actuarial’s Leonard Bowman discusses the nightmares that can keep trustees awake at night – including succession planning, disaster recovery and making the best use of ‘trusted advisers’ – and suggests some useful remedies.
-
Opinion
Two workplace guidance steps to avoid member confusion
Mercer’s Mark Rowlands believes pension scheme members need more than a little advice to help them make the right decisions when nearing retirement.
-
Opinion
Where employers can help fill the guidance gap
The Budget announced exciting and attractive individual choice at retirement, but greater flexibility demands better information and understanding to help make the most appropriate decisions.
-
Features
How can small schemes get smart with LDI?
Aviva Investors' Mark Versey, Legal & General Investment Management's Laura Brown, KPMG's Simeon Willis, AMNT committee member and Lend Lease Pension Scheme trustee, Alan Gander, Pan Trustees' Mike Roberts, Buck Consultants at Xerox's Celene Lee and State Street Global Advisors' Howard Kearns, discuss how LDI can benefit small schemes given the correct advice, in the second part of this roundtable.
-
News
Guidance questions leave employers wavering on workplace education
Industry experts have reported employer doubts over the effectiveness of the guidance guarantee, but have also predicted the service could act as a catalyst to review their financial education programmes.
-
Opinion
Top tips for small employers readying for AE
Planning, picking, payroll: Now Pensions’ Morten Nilsson shares some of the key areas to focus on to enjoy a smooth-sailing auto-enrolment experience.
-
News
BT reboots flexible retirement with safety mechanism
BT has reactivated its flexible retirement option following a controversial review, adding a requirement for members to seek advice to ensure they understand its impact on their benefits.
-
News
TPAS: Wave of requests to hit schemes and administrators in April
The Pensions Advisory Service has warned that scheme trustees and administrators risk being overwhelmed in April by members eager to access their savings at the earliest opportunity, having waited a year for the pension freedoms to come into play.
-
Opinion
Treasury: Employers will play a key role in signposting guidance
Talking head: Economic secretary to the Treasury Andrea Leadsom explains the importance of legislation that requires providers and employers to guide people to the best individual pensions advice.
-
News
Aussie lessons for your scheme’s post-Budget strategy
NAPF Annual Conference 2014: The Association of Superannuation Funds of Australia has called upon UK schemes and providers to ensure the minimum advice they provide equips members to make well-informed decisions with their new retirement flexibilities.
-
Opinion
Break up or make up? How to handle a split with your advisers
In trying to get the best outcomes for members, schemes may have to dump advisers from time to time. This can be costly, stressful and time-consuming, so what is the best way to ensure a smooth transition?
-
News
TPAS: 'Joined-up' guidance guarantee essential
The Pensions Advisory Service has said those organisations tasked with delivering the guidance guarantee should be “joined up” with the adviser community to improve member outcomes.
-
Opinion
Altmann: Eight building blocks of the guidance guarantee
Talking head: Industry expert Ros Altmann runs through what scheme members should expect from the guidance guarantee, including the impact of tax, inflation, and the cost of future care.