All Scottish Widows articles – Page 4
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News
Now Pensions among four new authorised master trusts
On the go: The Pensions Regulator has authorised a further four master trusts to continue operating in the defined contribution market, including the once embattled provider Now Pensions.
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News
3 in 4 companies happy to extend AE to self-employed and low-paid
On the go: Three quarters of businesses back the extension of auto-enrolment to include the self-employed and those earning less than £10,000 a year, but have a limited appetite for mandatory contribution increases, according to new research.
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News
Bulk annuity volumes break H1 record
On the go: UK pension schemes entered into a record £7.8bn of buy-ins and buyouts in the first half of 2018, as large 'back book' transfers between insurers failed to disrupt the market's capacity.
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News
Now Pensions default struggles as industry lacks standardisation
Now Pensions has the worst performing default fund of any major defined contribution provider, according to a new report by product review company Defaqto.
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Features
Has the industry kept its promise on at-retirement innovation?
Analysis: When the Department for Work and Pensions allowed the industry to block mastertrust Nest from entering the drawdown market in 2017, it did so with a proviso; the industry had to drive innovation itself.
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News
From trees to manager fees: Top 5 investment stories from 2017
Year in review: Innovation characterised investment headlines in 2017, as schemes and members demanded more sophisticated approaches to pension investment.
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News
Divorced women lose out on £5bn in pension payments each year
Scottish Widows research has found that divorced women are missing out on £5bn in pension payments each year, as experts highlight the need for women to take professional advice on pensions during the divorce process.
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News
Employers urged to review default offerings
Inconsistency in approaches taken to default defined contribution offerings among large contract-based providers could threaten member outcomes, according to a new report, as separate research confirmed the importance of investment returns later in the savings journey.
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News
Industry push to increase pensions engagement
With Pension Awareness Day fast approaching, experts explain how employers and a positive approach to retirement saving and communications can help.
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NewsScottish Widows switches DC defaults to target drawdown
Scottish Widows has changed the default investment strategy of its group personal pension plan clients to target flexible access drawdown instead of an annuity, as member demand continues to shift away from guaranteed income.
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OpinionElephant in the room
Editorial: The topic of women, work and pensions remains a huge unresolved problem, as Patricia Hollis reminded the pensions community in her speech earlier this week.
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News
Push for simpler DC bulk transfers receives industry approval
Experts have welcomed a consultation on transferring members between defined contribution schemes without their consent, launched to simplify the process and help achieve scale in the DC sector.
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NewsChancellor proposes ban on cold calling, refrains from pensions tax overhaul
In his first and last Autumn Statement, Chancellor Philip Hammond swapped the timing of the Budget and the Statement but had comparatively little to say about pensions for now; one of the larger measures – a consultation into pensions fraud – was welcomed by the industry.
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Opinion
All aboard the pensions bus
From the blog: This week a double decker bus is cruising down the country with one objective: to drive engagement with retirement saving. As Pension Awareness Day arrives, there is even more focus on making long-term saving more interesting.
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Opinion
A balancing act: Will the Lisa meet its dual objectives?
The Specialist: The Lisa’s success will depend on whether it finds investments to meet both of its goals.
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Opinion
The cost of a buy-in: A trio of factors dominate pricing
Feature: Many more schemes are expected to explore derisking avenues such as buy-ins and buyouts in 2016, but whether to press ahead will come down to affordability, which hinges on at least three key factors.
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News
Burgeoning buyout arena threatens pricing, schemes urged to prepare
The growing number of players in the UK buyout market may, counterintuitively, make it more difficult for pension schemes to get quotations from insurers, industry experts have said.
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News
Voluntary saving is vital to avert poor pension outcomes
Data Analysis: Auto-enrolment and voluntary pension saving are critical to ensure good outcomes for UK retirees, a report looking at international replacement rates has this week has warned.
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Opinion
Sometimes it's hard to be a woman – 3 takeaways from the latest data
I’m sure Tammy Wynette didn’t have pensions in mind when she sang these lyrics in that classic country dirge.
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News
QE placing pension systems in jeopardy
Data Analysis: Quantitative easing has exacerbated the movement of pension risk from employers to individuals, placing the future of the entire system at risk, according to a report published last week.