All Opinion articles – Page 62
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OpinionLock the door on hackers
Editorial: Would you leave your front door open when you go out? Not if you can help it. Online, it happens a lot.
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Opinion
Active management of passive funds – a viable strategy for DC?
Since the introduction of freedom and choice, value for money has been high on the agenda for defined contribution schemes. As trustees try to keep on top of costs, could an active asset allocation approach work for schemes with underlying passive funds?
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Opinion
What you need to know before seeking a buyout or buy-in
Jill Clucas from Hogan Lovells outlines the main stages and considerations for trustees who decide a buyout or buy-in is best for their scheme.
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OpinionWhat to expect from the forthcoming pensions bill
We do not yet know when the pensions bill announced in the Queen’s Speech will be released, but Ruth Bamforth of Walker Morris outlines what we can expect when it does.
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OpinionPLSA: RQM guides savers to quality at-retirement products
The Pension Quality Mark’s Matthew Doyle makes the case for clear guidance and signposting to quality at-retirement products.
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OpinionNext stop: Retirement
Editorial: Thursday’s Pension Awareness Day has demonstrated that pensions needn’t be boring. The campaign created by communications consultancy Pension Geeks to raise public awareness about retirement planning and old age income is refreshingly grassroots-orientated and hands-on.
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Opinion
All aboard the pensions bus
From the blog: This week a double decker bus is cruising down the country with one objective: to drive engagement with retirement saving. As Pension Awareness Day arrives, there is even more focus on making long-term saving more interesting.
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OpinionHow to take some of the worry out of market volatility
Large falls in financial markets have the potential to seriously knock the confidence of defined contribution savers. A 2014 DC member survey, for example, underlined a troubling degree of aversion to sudden falls in pension savings.
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OpinionBehind the scenes at the PPF
The Pension Protection Fund’s Sara Protheroe gives an insight into how the lifeboat fund and its members have fared since insourcing member services a year ago.
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OpinionTime to address the next savings hurdle
From the blog: Heralded as a "tremendous success" by the Work and Pensions Committee in its May report, it’s true that auto-enrolment has opened up retirement saving.
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OpinionIRM: Nouvelle cuisine or sing a song of sixpence?
As integrated risk management has become the way of approaching defined benefit, Lincoln Pensions’ Richard Farr asks if the industry needs to change to be able to deliver it.
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OpinionJust an aside
This week's article about the Northern Ireland Local Government Officers' Superannuation Committee focuses on lowering risk, but also delves into the environmental, social and governance factors that played a role in Nilgosc's decision-making.
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Opinion
Data crunch: Small schemes, small problems?
Spence Johnson’s Magnus Spence asks why small pension schemes, which closed to accrual earlier than their larger peers, are slower to derisk.
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OpinionHow much trustee education is enough?
Education is essential to get right if we are to solve the pensions and savings crisis. Pensions are complicated, and there is no one solution for the thousands of defined benefit pension funds in the UK.
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OpinionFCA has fundamental part to play in regulating workplace pensions
There are many risks in regulated pensions waters, say Pinsent Masons’ Tom Barton and Tobin Ashby, so how can trustees and employers navigate them?
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OpinionNegative yields raise fundamental questions
Severe defined benefit pension funding shortfalls have been made worse by the significant post-Brexit fall in yields, and there are renewed concerns over whether pension trustees are using the full range of weapons in their arsenal to plug the gaps.
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OpinionWhat we can learn from the success of Team GB
Redington’s Rob Gardner looks at the factors that make great teams great – and offers an example from the pension fund arena.
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OpinionDealing with the next stage of auto-enrolment
The Pensions Regulator’s Charles Counsell gives an update on the progress of auto-enrolment as it moves on to small and micro employers, and on how the regulator plans to work with employers.
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OpinionInnovation in the bulk annuity market
James Parker, Peter Coyne and Mark Jenkins of CMS Cameron McKenna outline two innovations driving the bulk annuity market following Solvency II
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OpinionHow should schemes use mortality studies
Michael Kelly and Asha Suresh outline the best ways to run mortality studies, and why they are so important for your scheme.