All Opinion articles – Page 60
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Opinion
A tale of two departments
Editorial: Many might have breathed a sigh of relief early this week, when Andrea Leadsom quit the race to lead the Conservative party and it was clear Britain would have a new prime minister a lot earlier than expected.
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Opinion
The PPF’s funding strategy: A long-term view
More than a decade after our creation we remain confident of our financial position. In our last published annual report and accounts, we had £3.6bn in reserves, a 115.1 per cent funding ratio, more than £22bn of assets and responsibility for more than 220,000 members.
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Opinion
Data crunch: Scale of UK institutional market eases Brexit fears
The Brexit vote raises many concerns in the investment world. UK institutional investors may be worried that asset managers may move their teams out of the UK, thus potentially reducing client service and investment innovation.
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Opinion
What does the new IORP directive mean for UK schemes?
At the end of June the European Parliament, Council and Commission agreed a new IORP directive for occupational pension schemes which, once in force, will replace the existing 2003 IORP directive.
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Opinion
Dashboard: Put users at the heart of the pensions system
The UK has one of the most complex pension systems in the world. In fact, research by MoneyFacts showed that 65 per cent of people of working age don’t know where or how best to save money for retirement.
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Opinion
Transaction costs – is there a problem, and how can it be solved?
A combination of increased regulation, a chastened banking sector, and large-scale bond market purchases by central banks (thereby reducing the available supply of readily tradeable securities) has led to a material reduction in market liquidity since the financial crisis in 2008.
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Opinion
Playing the waiting game
Editorial: As the reality of the leave vote is sinking in, the British stiff upper lip is invoked incessantly by the pensions industry in an attempt to convince themselves and each other that things can’t be as bad as they are.
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Opinion
Which multi-asset credit fund is right for your scheme?
Multi-asset credit is not a homogenous universe and there are many different options, so how do you decide which one is right for your scheme?
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Opinion
You might have changed your default strategy, but have scheme members?
From the blog: Consumer group Which? recently questioned whether – following the pension reforms – it is still appropriate for workplace customers to remain in default strategies targeted at annuities. As ever there is no black and white answer.
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Opinion
Brexit makes intergenerational equality a top priority
We have just witnessed an era-defining moment in UK and European geopolitics. There are many ramifications of Brexit, but for me one of the most interesting aspects of the result was the profound intergenerational divide.
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Opinion
What to consider before moving members to a new scheme
A recent legal case raises interesting questions about what steps can – or should – be taken in distressed situations to save pension schemes.
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Opinion
Proposed trusteeship diploma gets mixed response
The Pensions Management Institute and the Association of Professional Pension Trustees have announced the launch of a joint consultation to introduce a Diploma in Pension Trusteeship to improve trustee education and standards of scheme governance.
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Opinion
Don't halloo till you're out of the wood
From the blog: Following the UK referendum to leave the EU earlier this month most major currencies have risen against sterling.
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Opinion
How to keep on top of an ageing workforce
Over-50s are set to become the dominant age-group in the UK's workforce new analysis has shown, leading to potentially dramatic changes for employers and trustees.
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Opinion
Raising standards of trusteeship
As we continue to develop our support for the 21 century trustee, it is clear many are doing a great job in challenging circumstances. These trustees are setting enviable standards of best practice.
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Opinion
DGFs: How schemes can navigate the growing market
Five experts look at how the diversified growth fund space has evolved and where they would like to see it move in the near future.
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Opinion
How to make the dashboard work
Barely a week seems to go by without a new report on pensions dashboards, but what are the implications for pension schemes of the chancellor’s commitment to have a dashboard in place by 2019?
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Opinion
Take a deep breath: Brexit might not change much for schemes
The UK shocked the world when it voted to leave the EU. The political fall-out, media circus, and knee-jerk market reactions are enough to scare the living daylights out of someone. When the dust settles, what will be the lasting impact on pension schemes? We need to take a few deep breaths.
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Opinion
Primed or prejudiced: Are trustees listening to experts?
Any Other Business: The triumph of instinctive mistrust of immigration over economic rationalisation was at the centre of the UK’s momentous decision to leave the European Union last week.
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Opinion
The new new normal?
Well, who saw that coming? Not the pollsters, or the bookies, or the markets. But nevertheless here we are: Britain has voted to leave the EU.