All Opinion articles – Page 28
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OpinionMNTs need clarity on superfund regime to make transfers palatable
A lack of clarity on regulation and the need for protection against pushy employers means Association of Member Nominated Trustees members may well be reticent to sign off on superfund deals, writes the group’s co-chair David Weeks.
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OpinionDavey: ‘Addicted’ schemes should lead way in decarbonising capitalism
Liberal Democrat MP Sir Ed Davey launches a rallying call for pension funds “addicted” to carbon dividends to tackle the elephant in the room and align portfolios with the Paris climate agreement.
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OpinionAvoiding environmental catastrophe is not just about investments
In its preoccupation with the impact on investments on environmental, social and governance issues, Trafalgar House Pensions Administration’s Daniel Taylor says the pensions industry has overlooked climate impacts much closer to home.
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OpinionHow to navigate hypervolatility in equity markets
From the blog: The exceptional degree of volatility in global financial markets signals a new and uncertain phase in equity markets, according to BNY Mellon Investment Management’s Shamik Dhar.
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OpinionSchemes are now part of a sea change in ESG investing
Editorial: Pension funds are set to engage with issues such as climate change more than ever before, as regulatory developments and increased awareness push environmental, social and governance considerations up the agenda.
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OpinionDarbyshire joins LPP as head of pension admin
Data remains a key issue for pension funds, according to the Local Pensions Partnership’s Joanne Darbyshire.
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OpinionFirst superfund transfers will put trustee decisions under spotlight
Proper rules and regulations to protect members of defined benefit pension schemes transferred to new ‘superfund’ consolidators are yet to be set out.
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OpinionFixed income’s new world: Flexible, absolute return and the rest
Data crunch: Broadridge Financial Solutions’ Jonathan Libre takes a look at the increasingly complex range of fixed income products on the market, warning schemes to disregard marketing and look under the hood at funds.
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OpinionIGC reports need to tell it like it is on value for money
Regulators are making welcome changes to the expectations of independent governance committees and the chair statements they publish, writes AgeWage’s Henry Tapper, but a more fundamental shift towards straight-talking is required to get members interested in reading them.
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OpinionWhat converging global monetary policy means for UK pension funds
Central banks’ dovish pivot should prompt pension schemes to review the scale of current risk exposures, says Cardano’s Paras Shah.
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Opinion
Administration transfers: Do not let one partner step on the other’s toes
Chris Tagg and David Pharo of the Pensions and Administration Standards Association outline new guidance for changing third-party administrators, stressing the importance of one partner leading throughout the process.
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OpinionWhy schemes cannot rely on credit strategies alone for CDI
Cash flow-driven investing is flavour of the month with managers and consultants, but River and Mercantile’s Mark Davies says a credit-reliant implementation of this strategy does not mitigate as much risk as trustees might assume.
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OpinionIn pensions as in Brexit, it pays to plan for the worst
Editorial: The government would not be expected to flirt with the prospect of not achieving a Brexit deal without prior contingency planning. It is time for pension fund trustees to think carefully about what they would do if their sponsor goes under.
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OpinionPensions taper is bad medicine for the NHS and should be ditched
The sound of tiny violins can often be heard when the better off complain about yet another cut to their pensions tax relief.
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OpinionOnly 1% reach insurance, what about everyone else?
Clara Pensions chief executive officer Adam Saron hits out at “disingenuous” arguments being made in opposition to commercial consolidation, and makes the case for a superfund regulatory environment that avoids the strictures of Solvency II.
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OpinionRisk management should not just focus on assets
Data Crunch: Performance numbers alone do not give an accurate picture of the health of a scheme, as the impact of the Brexit vote shows. Broadridge’s Jonathan Libre demonstrates the value of integrated risk management.
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OpinionAuthorisation will help make Britain 'best country in world to grow old'
Automatic enrolment has been revolutionary. The numbers speak for themselves, with more than 10m people brought into workplace pensions saving thanks to this pioneering policy since 2012.
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OpinionDB recklessness offence could catch worst employers
Just what is wilful or reckless behaviour in relation to a pension scheme? That is the test at the heart of a new crime proposed in the Conservative party’s 2017 election manifesto and confirmed in a government response last month.
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Opinion
Inertia and engagement both have a place in pension comms
Analysis: Defined contribution schemes have been warned to “adapt or die” on member communications, with a range of experts calling for a rethink of engagement.
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OpinionKeep in mind the member impact of pension changes
There is a danger that we in the industry focus on numbers and theory when discussing the latest pension trends – for those not on the frontline dealing with members it can be all too easy to miss the human impact of decisions made by trustees, sponsors, advisers, providers and government.