All Opinion articles – Page 25
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OpinionTime to focus on getting 2020 pension vision for self-employed
Scottish Widows’ Peter Glancy examines the available solutions to get self-employed workers saving into a pension, and explains why the government needs to implement reforms in this area.
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OpinionPension funds must be a positive part of regenerative capitalism
Pension fund trustees, and particularly their investment consultants, are among the most influential decision-makers when it comes to the deployment of capital in the UK and beyond.
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OpinionThe bar is getting higher for ESG considerations
As fiduciaries’ legal ESG duties continue to accelerate, James Knowles of Novarca UK says trustees and asset owners need to be well informed of all the facets of their decision-making processes.
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OpinionPositive momentum behind responsible investment
Data Crunch: Broadridge’s Jonathan Libre looks at best practices from schemes’ implementing environmental, social and governance strategies and the challenges trustees face in this area.
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OpinionFCA’s response to transfer scandal too little, too late
Recent revelations that the City watchdog has concerns about the majority of the £80bn market for providing pension transfer advice in the UK have triggered shock and anger across the industry. Quite rightly too.
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OpinionPensions tax relief needs reform, but it should start from the top
The debate around pensions tax relief is a polarising one. The 2006 A-day reforms were designed with the intention of simplifying the system. But they never quite achieved that goal and, in reality, never came close.
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OpinionSchemes should be alert to Supreme Court’s part-time ruling
As the UK government faces a compensation bill of hundreds of millions of pounds following a Supreme Court ruling on part-time workers, Claire Goodby of Arc Pensions Law says trustees and employers need to beware of falling into the same trap.
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OpinionWhy the time for transformation is now
Paul McCallin of Atos argues that traditional pensions providers must embrace transformation in order to thrive in the future and should follow the lead taken by FinTechs and InsurTechs.
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OpinionNew year, new attitude to ESG compliance?
Happy New Year, the world is burning. While readers will doubtless have tried to take a step back from work as the second-hottest year in recorded history came to a close, it will have been tougher to disregard footage of Australia’s south-east being engulfed in flames.
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OpinionWhat challenges do providers face with investment pathways?
Redington’s Jonathan Parker analyses the challenges pension providers face on the implementation of investment pathways, as the deadline to introduce these consumer journeys in decumulation steadily approaches.
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OpinionThe pension industry’s ‘Extinction Rebellion’ moment
Dalriada’s Vassos Vassou explains why trustees must take ownership of environmental, social and governance risks in their pension funds’ investment strategies, and how asset managers and consultants must be held to account.
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OpinionWill open finance transform financial services?
Henry Tapper, chief executive of new pensions consolidator AgeWage, analyses how open finance will transform the way consumers view and interact with their pensions.
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OpinionLGPS: The differing approaches to investment pooling
The belated establishment of LGPS pools has revealed an inequality in resources across differently sized schemes, says Broadridge’s Jonathan Libre.
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OpinionAre IGCs up to challenge of new duties?
Last year came to an end with the Financial Conduct Authority taking steps to expand the role of governance committees charged with looking after the pensions of millions of workplace savers in the UK.
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OpinionAll change for pensions in 2020?
Some surprises are less surprising in retrospect, and December’s general election was one of those events.
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OpinionAll eyes on European Court’s Bauer ruling
Arc Pensions Law’s Anna Rogers explains how the European Court case involving the German equivalent of the UK pensions lifeboat could be the biggest shock to the UK pensions system since the Barber case in 1990.
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OpinionCollective defined contribution schemes: Smooth operators?
Barnett Waddingham’s Esther Hawley looks at the differences between collective defined contribution schemes and individual DC strategies, and how workplace pension funds can mirror the new concepts being developed to improve the UK’s retirement outcomes.
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OpinionRisks and opportunities coming from RPI reform
LCP’s Jonathan Griffith discusses how the announced reform of the retail price index presents several challenges for pension schemes, but could also be a chance for trustees and sponsors to better adapt their inflation-hedging strategies.
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OpinionTime to get creative with member communication
Editorial: In the UK, adults are more likely to be a victim of fraud than any other crime type. In the past four years, fraud made up almost one-third of total crime, according to the Crime Survey for England and Wales.
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OpinionClosing the gender pensions gap: Lessons from Sweden
Cardano’s Stefan Lundbergh argues the UK gender pensions gap could be reduced if parents had subsidised childcare, giving the Swedish model as inspiration.