All Opinion articles – Page 13
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OpinionPension buyouts: how safe are insurers?
The bulk purchase annuity is under pressure to cope with increasing demand. Donald Fleming, partner, covenant assessment at RSM UK looks at the issues facing schemes and what might be best practice for trustees when choosing an insurer.
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OpinionPensions Expert view: School's not out for summer
Pensions Expert’s new editor Samantha Downes shares her view on the industry this week.
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OpinionTo DC or CDC. That is the question…
DB pensions – and the guaranteed retirement income they bring – are well and truly a thing of the past, with a mere circa 5,000 left in the UK,most of which are closed to new members.
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OpinionRisk and reward: Just how good is VaR?
Value at Risk (VaR) is used as our main risk measure, but how good is it?
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OpinionFor the love of GMPs
Former Editor, Maria Espadinha, now a senior policy advisor at the Pensions and Lifetime Savings Association, writes for Pensions Expert
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OpinionPensions and mindfulness: improving outcomes and value for members
David Butcher, independent trustee and founder of Mindful Pensions, looks at the link between pensions and mindfulness and how it can improve outcomes for members
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OpinionLDI crisis confirmed the importance of robust risk management
The liquidity crisis demonstrated that some schemes need a more responsible approach to managing risk, writes SEI’s Charles Marandu.
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OpinionWhy two pairs of eyes are better than one (for DB sponsors)
When it comes to running defined benefit pension schemes, sponsoring employers have long suffered from increasing complexity, regulatory burden and cost, writes Broadstone’s Stuart Bradbury.
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OpinionInvestors must insist on decarbonisation – before it’s too late
Investors have a role – and the power – to encourage sustainable business models. ShareAction’s Lydia Darby talks about why they went to BASF’s AGM last month.
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OpinionTime to review how the UK saves for the future
Hymans Robertson’s Hannah English argues that now is the right time to review retirement income saving.
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OpinionCan regulation revive DB schemes?
The Work and Pensions Committee’s call for evidence on defined benefit (DB) pension schemes has now closed, and with a new funding code on the horizon, now is a good time to reflect on what makes a successful DB scheme.
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OpinionSmall schemes face big decisions amid growing cost pressures
Broadstone actuarial director Andy Thomson looks at the challenges facing trustees of small defined benefit schemes amid shifting regulation and a turbulent macroeconomic environment.
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OpinionKey themes in the regulator’s new EDI guidance
Eversheds Sutherland associate Daniella Farsiani casts her eye over the main points that concern scheme sponsors and employers in the Pensions Regulator’s new guidance on equality, diversity and inclusion in pension schemes.
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OpinionDB pensions: Only five years left?
BWD client director Rob Hammond looks at how realistic it would be for all of the UK’s 5,000 or so defined benefit schemes to be bought out in the next five years.
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OpinionFAS members still waiting for pensions justice
Pensions Action Group member Terry Monk argues that the cost-of-living crisis for Financial Assistance Scheme members has been a generation in the making.
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Opinion‘Why aren’t we on TikTok?’
As communications methods used by pension members become more diverse, we need to consider all platforms, say Eversheds Sutherland partner Charlotte Cartwright and senior associate Alex Lane.
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OpinionThe great pensions dashboard reset
Isio head of administration Girish Menezes runs the rule over the pensions dashboards project and says the industry should be using the latest delay to actively improve the project.
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OpinionAlmost two decades on: The evolution of the PPF
Pension Protection Fund chief executive Oliver Morley reflects on how the lifeboat fund’s story began, how far it has come since, as well as looking to its future.
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OpinionPlenty of work for schemes to do, despite dashboards delay
CTC Pensions Technology’s operations director, Sam Al Hamis, explains that much needs to be done regarding valuation projections before a scheme will be ready to join the pensions dashboards.
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OpinionWe must make investing more open and inclusive for women
The pensions industry must try harder to communicate saving to women, says Faith Reynolds, an adviser to the board at The Investing and Saving Alliance.