All Investment articles – Page 98
-
News
Strathclyde adds EMD as cash flow turns negative
Strathclyde Pension Fund has approved a range of investment changes, including up to £300m in emerging market debt and £30m in core UK infrastructure.
-
News
MPs press government to incentivise ESG investment
Pension funds should do more to incorporate environmental, social and governance considerations into their investment decisions, a report by the House of Commons’ International Development Committee last week suggested.
-
NewsUnilever launches guidance tool, but fear of giving advice still stops many
The Unilever Pension Fund has introduced an online initiative using example members to help savers plan their benefits, ahead of a clarification on the distinction between advice and guidance from the Financial Conduct Authority, HM Treasury and the Pensions Regulator.
-
Opinion
Member communications: How much information is too much?
Showing interest in their defined contribution pension pots can be a struggle even for seasoned industry professionals, so how and what should schemes communicate to get maximum engagement from their members?
-
OpinionShould the government look to fiscal stimulus for economic growth?
Wouter Sturkenboom makes the case for fiscal stimulus from the UK government, reversing the unprecedented course of austerity it is currently pursuing to continue economic recovery.
-
OpinionData crunch: The LGPS and cost efficiency
In 2015 the chancellor announced proposals to pool the assets of the 89 Local Government Pension Scheme funds across England and Wales into at least six “British Wealth Funds”, each with a minimum size of £25bn.
-
News
DB schemes’ negative cash flow matters, but is not a crisis
A survey by Hymans Robertson has found that 50 per cent of FTSE 350 defined benefit schemes are or soon will be cash flow negative, and that chief financial officers are more worried about forced disinvestment than trustees.
-
NewsState of the nation: What's going on in DC accumulation?
One of the spectres that hung over the announcement of freedom and choice in the 2014 Budget was the fear the proposition would be so attractive people would abandon their defined benefit schemes to make the most of the flexibility.
-
News
Illiquidity premiums move up agenda, but questions over cash flow remain
The new market liquidity regime will make it harder for pension schemes to access credit, says a new report, which recommends they take steps – in particular, to exploit illiquidity premiums – to protect themselves.
-
News
Hidden charges weigh pension pots down
Pensions are being hit by more than 100 costs and charges, many of them hidden, which are potentially taking as much as a third off the gains of a pension over its lifetime, a study by the Transparency Task Force has found.
-
OpinionDC investments have come a long way
Punter Southall’s Alan Morahan looks back at DC investments’ journey and where the future might take them.
-
OpinionDebunking five myths about infrastructure debt
From the blog: The global financial crisis has fundamentally changed the way infrastructure projects are funded. Governments have less to spend, while new regulatory constraints have curbed bank lending.
-
OpinionWhat role can property play in a pension fund portfolio?
The ability of property to perform more than one function within an investment portfolio could prove invaluable during slow market growth, says Mercer’s Paul Richards.
-
Opinion
Choppy waters: How schemes can invest in volatile markets
Pension schemes have been grappling with the impact of low returns since the global financial crisis, but the environment became even trickier to navigate when the equity market fell sharply at the start of this year.
-
NewsLGPS calls for details of government intervention
Local government pension experts have called on the government to give more details regarding controversial plans to introduce intervention powers for the secretary of state over investment decisions.
-
NewsIn-house management and infrastructure dominate LGPS pooling debate
As the pooling of the Local Government Pension Scheme progresses, some funds have warned of the risks of in-house management and questioned whether infrastructure investment is necessarily a good bet.
-
OpinionSave or suffer: How to futureproof the UK’s retirement plans
An increase in contribution levels is seen by many in the defined contribution space as necessary to ensure members have sufficient retirement income, but could there be another way to a more comfortable retirement?
-
OpinionThe future is not what it used to be
From the blog: Last month some 130 world leaders travelled to New York to formally sign the Paris Agreement, sending a powerful signal to the investment community that now is the time to shift assets towards the low-carbon economy.
-
Features
What role does property play in retirement planning?
Analysis: The British population’s fixation on property ownership is one of our enduring national characteristics. But as property wealth grows, and pensions and investment income continues to falter, is home ownership becoming more intertwined with retirement saving?
-
NewsCentrica commits £300m to unleveraged infrastructure equity
Unleveraged infrastructure is a growing part of Centrica Pension Scheme’s portfolio as the fund seeks to access long-term, stable cash flows, but others warn about the regulatory risk associated with the asset class.