All Insurance articles
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OpinionStreamlining the risk transfer process: it’s harder than you might think
Ahead of a new research series from Pensions Expert into small scheme bulk annuities, members of the Endgame Perspectives Group explore how streamlined services have developed, their limitations, and how they can better serve pension schemes and members.
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NewsPricing remains key for schemes considering bulk annuities
Research from Standard Life shows how priorities vary depending on the size of the scheme, but the pricing of bulk annuities remains the key determining factor for most trustee boards.
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NewsCan in-specie transfers smooth the path to buy-in?
New research from Standard Life indicates that many defined benefit (DB) trustee boards are considering in-specie transfers of illiquid assets to aid their preparation for bulk annuity transactions.
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OpinionABI: A more productive conversation about investment and DB endgames
Rob Yuille of the Association of British Insurers says it is time we defined our terms around productive investment to make sure policies work for all stakeholders.
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NewsDB trustees eyeing surplus release as part of endgame plan, says L&G
Bulk annuities remain a key element of most defined benefit pension schemes’ endgame planning, but running on and accessing surplus is becoming a more popular option.
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NewsSmall scheme insurance boom drives record number of buy-in deals in 2025
Legal & General dominated 2025’s pension insurance market in terms of new business volumes, but data from LCP shows that sub-£100m transactions are driving competition and “exceptional” pricing.
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NewsBulk annuities roundup: Trio of deals announced insuring 3,600 members
Rothesay, PIC and Just Group announce buy-ins worth a combined £407m as the competitive de-risking market continues to offer options to trustees.
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In DepthIn Depth: The evolution of bulk annuities as WTW eyes £70bn market in 2026
Could the defined benefit risk transfer market exceed £70bn in 2026? WTW’s experts certainly believe so, and there is a lot of evidence to support the continued vibrance of the bulk annuities sector, as Nick Reeve reports.
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NewsABI launches bulk annuity board in governance shake-up
The new Pension Insurance and Investment Board will be chaired by Just’s David Richardson and is one of four product committees that will report to the trade body’s main board.
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NewsFinnair lands buyout deal for DB scheme in record time
Finland’s largest airline has insured its UK defined benefit pension scheme, completing the journey from buy-in to buyout in less than two months.
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NewsM&G eyes bulk annuity expansion after crossing £1bn mark in 2025
Bulk annuity providers M&G and Just Group have reported on their new business volumes for 2025 amid increasing competition among insurance companies.
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NewsBBC strikes £6bn longevity swap deal to extend scheme insurance
The broadcaster’s defined benefit pension scheme has secured a longevity swap transaction with MetLife and Zurich, five years after its first such deal was completed.
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In DepthIn Depth: Insurers come through stress test with flying colours
Leading bulk annuity providers have been given a clean bill of health from the Bank of England following a major stress test of their balance sheets. Pensions Expert takes a look at what the results mean for schemes exploring a buy-in or buyout.
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NewsLogistics firm agrees buy-in for TPT master trust section
Seabourne Holdings has secured a buy-in with Just Group, insuring a section of the TPT DB Master Trust after five years of outsourced scheme management.
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OpinionThe Friday Takeaway: Bulk annuities and big numbers
Journalists love big numbers. We love being able to tempt readers in with talk of billions of pounds changing hands in big transactions. Credit: Linda Bestwick/Shutterstock For pensions journalists, a guaranteed source of headline-grabbing numbers over the past few years has been the bulk annuity market. Whether ...
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NewsPRA concerns could affect bulk annuity pricing and capacity, says LCP
The regulator’s ongoing work on a niche sector of the insurance market could affect how bulk annuity transactions are priced and structured in the future.
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NewsCompetition boosting endgame options for small schemes, research shows
Sub-£100m deals made up the majority of transactions completed in the first half of 2025, continuing a trend from 2024, according to a report from Aon.
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NewsTech giant ABB completes £700m buy-in with Aviva to reduce pension risk
Aviva has secured technology company ABB’s UK pension scheme through a £700m buy-in covering more than 7,000 members.
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NewsFCA raises concerns over pension transfer incentives
In a wide-ranging study of life insurers’ pension provision, the regulator has urged providers to ensure they are well resourced to support efficient transfers while also protecting savers from scams.
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NewsBrookfield to enter UK market through £2.4bn Just Group acquisition
North American insurance giant Brookfield will buy Just Group in a £2.4bn deal to establish itself in the UK bulk annuity market.