Latest articles from Pádraig Floyd

Discount rates and denial: Will local authorities soon see pension costs rise?

Source: House of Commons Library

Largely ignored amid the noise about the Lifetime Isa after the last Budget, the reduced discount rate for public sector schemes could also put extra costs on the Local Government Pension Scheme.

PE investors threaten to sell over transparency concerns

Private equity is experiencing a renaissance, but nearly a third of institutional investors may abandon their plans to invest over fears about transparency, a new report shows.

Annuities gain ground on drawdown as savers seek income for life

The anticipated plundering of pension funds following the implementation of the freedom and choice reforms last April has failed to materialise, according to data from the Association of British Insurers.

Innovation within the charge cap

DC Investment Quarterly: The charge cap limits how much money can be thrown at DC investments, but could illiquid investments and smart beta solutions still be an option?

DB schemes face decision over AVC funds

Defined benefit trustees are seeking to rationalise their additional voluntary contribution accounts as new rules come into play about how such accounts are managed.

How to predict member outcomes in the new normal

Myriad products could help grow pension savers’ assets following the Budget changes, but caution is recommended.

Schemes face series of admin hurdles in 2014

2014 preview: Pensions liberation, data and tax are among the major administrative challenges schemes will face next year, industry experts have cautioned.

Evaluating the government's technical AE changes

News analysis: The technical changes to the regulations for implementing auto-enrolment released by the Department for Work and Pensions have received a mixed response from the industry. 

Pensions Trust members face Bridge Trustees deficit hit

Employers in the charity sector face significant shortfalls in what they had previously believed were DC schemes, as a result of the Bridge Trustees ruling.