Latest articles from Pádraig Floyd

Innovation within the charge cap

DC Investment Quarterly: The charge cap limits how much money can be thrown at DC investments, but could illiquid investments and smart beta solutions still be an option?

DB schemes face decision over AVC funds

Defined benefit trustees are seeking to rationalise their additional voluntary contribution accounts as new rules come into play about how such accounts are managed.

How to predict member outcomes in the new normal

Myriad products could help grow pension savers’ assets following the Budget changes, but caution is recommended.

Schemes face series of admin hurdles in 2014

2014 preview: Pensions liberation, data and tax are among the major administrative challenges schemes will face next year, industry experts have cautioned.

Evaluating the government's technical AE changes

News analysis: The technical changes to the regulations for implementing auto-enrolment released by the Department for Work and Pensions have received a mixed response from the industry. 

Pensions Trust members face Bridge Trustees deficit hit

Employers in the charity sector face significant shortfalls in what they had previously believed were DC schemes, as a result of the Bridge Trustees ruling.

Schemes must treat DC members as individual consumers

Members of defined contribution (DC) schemes should not be treated as a homogeneous group, but individual consumers, said Nigel Aston, director, PensionDCisions at the NAPF’s investment conference

Default DC structures require closer scrutiny

Floyd, Padraig1

It is a truth universally acknowledged that someone with a traditional defined contribution (DC) scheme must be in want of additional retirement income.

Webb to end regulatory arbitrage on private pensions

Webb, Steve (NAPF 10)

Pensions minister Steve Webb has declared he will put an end to “regulatory arbitrage” in defined contribution schemes