All Defined contribution articles – Page 97
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OpinionEditorial: Club together?
Editorial: Collective defined contribution is getting another close look. And it probably will do until pure DC can prove it allows people to have a decent retirement.
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FeaturesMNOPF steers towards buy-in and DC merger
As derisking plans accelerate and sponsors seek to reduce the volatility of defined benefit scheme deficits, buy-ins are becoming increasingly attractive.
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News
New regime could reduce number of mastertrusts by a third
The government has set out draft regulations for defined contribution mastertrusts, estimating that the rules will cut the number of mastertrusts to about 56 from currently 87.
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Opinion
How we can cut DB transfer delays
In an increasingly consumer-driven age, the official regulatory standards for the end-to-end time allowed for a defined benefit to defined contribution transfer look positively glacial.
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Opinion
DC Debate Q4: Multi-asset to ETFs – which vehicles work for DC?
Six defined contribution specialists discuss what risk means for DC investors, and whether the time is now for ETFs.
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NewsMPs launch inquiry into CDC
The Work and Pensions Committee has begun an inquiry into collective defined contribution schemes, but experts remain unconvinced of European-style risk-sharing, highlighting intergenerational and moral hazard risks.
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NewsGovernment pushes for patient capital in Autumn Budget
Autumn Budget 2017: Chancellor of the exchequer Philip Hammond stated the government’s desire to see pension funds invest in patient capital as part of its Autumn Budget.
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OpinionWhere is the pensions ice bucket challenge?
Auto-enrolment is a success. Opt-out rates are low, and the number of defined contribution savers and assets are growing rapidly. But will this initial success disappoint in the long run?
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NewsWorker status at centre of draft bill on gig economy
The Work and Pensions Committee and the Business, Energy and Industrial Strategy Committee have published a draft bill and a report on workers’ rights and the gig economy.
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OpinionEmployers must review pensions and rewards
Lady Barbara Judge says companies must understand the importance of pensions if they are to attract and retain talent.
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NewsGina Miller: Brexit could change retirement attitudes
Economic turmoil induced by the UK’s exit from the EU might tempt savers to draw from their retirement pots sooner, according to Gina Miller, founding partner at wealth manager SCM Direct.
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OpinionThe chair’s statement is not just a tick-box exercise
To protect pension savers we are being clearer with trustees about the standards of scheme governance we expect.
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OpinionOvercoming behavioural biases in retirement saving
Given that people do not like being told what to do, especially with their own money, it is little wonder that traditional prescriptive measures to get the nation saving for retirement simply have not worked.
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OpinionWhen bigger is better
Editorial: When it comes to ensuring value for defined contribution members, bigger may often be better.
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OpinionHow to offer real freedom and choice
Freedom and choice is currently under scrutiny. The intent of the policy is not in dispute – giving people more access, flexibility and control over their own money has got to be the right thing.
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News
TPR reviews value for member assessments in DC
The Pensions Regulator has launched a review into value for member assessments in defined contribution funds, with a view to boosting better outcomes for members of smaller schemes.
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OpinionWhen mentoring matters
Any Other Business: Mentoring is fast becoming a must-have in any HR toolbox, but care is needed to avoid leaving mentee and mentor disappointed.
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NewsLords want default guidance for pension savers
The House of Lords added more pressure to the government on Tuesday as a Liberal Democrat-led amendment to the Financial Guidance and Claims bill was passed by 283 to 201 votes.
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OpinionHow the retirement income market is evolving
Deciding how to use pension savings is one of the most important financial decisions people will make in their life. The pension freedoms fundamentally changed the ways in which people access their savings.
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NewsEquity release plans hit record levels
The value of equity release plans surged past £800m in a single quarter for the first time in Q3 2017. The 9,905 new plans agreed between July and September represent a 34 per cent rise from Q3 2016.