All Defined contribution articles – Page 119
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Opinion
More savers, less saving: latest on auto-enrolment
From the blog: Participation in UK workplace pensions has risen over the last decade, with auto-enrolment offsetting a downward trend since its introduction in 2012. However, the flood of new members has also served to dilute contributions in private sector schemes.
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News
Regulator lists assured mastertrusts to help small employers
The Pensions Regulator is ramping up its efforts to help guide small and micro employers through auto-enrolment and has published a list of approved mastertrusts, as 1.3m organisations prepare for their staging dates.
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News
Housing trust ups DC monitoring to squeeze out further value
News analysis: London & Quadrant Housing Trust has commissioned a further review of its defined contribution strategy after an earlier member segmentation exercise led to cost savings and lower risk for members.
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OpinionWhy schemes are resisting drawdown demand
The pension flexibilities introduced in April are having a dramatic impact on the behaviour of retirees.
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OpinionHappiness in a DC world – start with AVCs
From the blog: “Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds [n]ought and six, result misery.”
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Opinion
PMI: From bank accounts back to good old pension provision
Talking Head: With just three months having elapsed since the commencement of the new decumulation regime for defined contribution pension schemes, it is surely too soon to draw meaningful conclusions about its success.
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Opinion
Pension scams: Time to fight back
Doping in elite sport remains one step ahead of the World Anti-Doping Agency and its affiliate testing programmes.
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News
Proactive SMEs could still face auto-enrolment compliance headwinds
Marketing and communication consultancy JPES Partners is ahead of the wider SME curve in providing a pension scheme to its employees but work remains to ensure auto-enrolment compliance ahead of the company’s staging date.
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News
Opening the kimono: Should your scheme be sharing its best practices?
Any Other Business: When we started this feature a year ago this week, its aim was to help trustees get to grips with the more oblique aspects of their role – from how to negotiate the best deal for your scheme in a merger, to what happens if you need to fire a fellow trustee.
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OpinionThe inherent risks in DC default investing
From the blog: UK pensions have faced an avalanche of change over the past few years.
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OpinionContract-based DC is still playing governance catch-up
The clear direction of travel over the past few years has been to create a level playing field between trust-based and contract-based defined contribution pension schemes.
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News
Charity on board with AE early-mover advantages
A micro employer has set up a non-contributory auto-enrolment plan three years ahead of its staging date, as the Pensions Regulator steps up support for smaller businesses seeking a provider.
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News
Accountants issue scheme guide to revised recommended practice rules
The Pensions Research Accountants Group has issued a practical guide to help scheme practitioners fulfil new reporting requirements following last year’s revisions to the statement of recommended practice.
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Opinion
Governance drives the game
DC Investment Quarterly: Mid-flux – that's the position of defined contribution schemes trying to readjust to the new reform and regulatory environment they find themselves in.
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Features
Are you managing members' income expectations?
Any Other Business: Pensions got gritty last week. Greek pensioners took to the streets of Athens in protest against the nation's broken pension promises as Tsipras proposed further cuts to retirement income in a last-gasp ultimatum.
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NewsThe future of DC? Nest unveils retirement blueprint
Government-backed mastertrust Nest has outlined its plan for providing members with an income in retirement, but experts have said the proposals’ application to today’s defined contribution market is limited.
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Opinion
Five key graphs on Nest's retirement income blueprint
From the blog: The flexibilities did away with traditional thinking on what makes an appropriate default fund, and with it kick-started the debate on the best route for accessing income from defined contribution pots.
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News
Regulator talks tough as DC scheme governance falls short
Small and medium-sized defined contribution schemes are falling behind on governance compliance, Pensions Regulator research shows, with the watchdog vowing to use its powers where necessary.
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News
Environment Agency: Online registrants up, phone enquiries down
Environment Agency Pension Fund has seen a jump in online activity since upgrading its website as part of a wider overhaul of its communications strategy aimed at increasing transparency.
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OpinionHow to achieve the perfect blend of DGFs
From the blog: Diversified growth funds have undergone explosive growth in the past decade, and are now one of the fastest-growing areas of asset management.