All Royal London articles – Page 7
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News
Property or pension: Where downsizing could pay off
A new report warns people planning to downsize to smaller properties and using the proceeds to fund their retirements that the resulting income will only be a fraction of a workplace pension.
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OpinionPlaying the waiting game
Editorial: As the reality of the leave vote is sinking in, the British stiff upper lip is invoked incessantly by the pensions industry in an attempt to convince themselves and each other that things can’t be as bad as they are.
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OpinionReconfiguring DC: The pensions dashboard
The Specialist: The pensions dashboard could be the upgrade the industry needs to take it into the digital age, but it is at risk of being just another expensive neglected technology project.
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News
Field’s proposal for scheme deficits bill raises pension cut fears
Former pensions minister Steve Webb has warned that a new bill proposed by Work and Pensions Committee chair Frank Field to deal with DB deficits – including by introducing flexible benefits – is a “worrying” development that could undermine people’s confidence in the pension system.
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News
Select committee flags Lisa as AE opt-out concern
A recent report from the Work and Pensions Committee has raised concern that the Lifetime Isa could lure people out of pensions, but the industry is divided over whether Lisas are a threat or potential boon for auto-enrolment.
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Opinion
What the latest IGC reports tell us
Analysis: For as long as the term 'independent governance committee' has been floating around the pensions industry there have been questions about how they will work.
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OpinionWhat does Iain Duncan Smith's resignation mean for pensions?
There was a big upset in Westminster over the weekend as former secretary of state for work and pensions Iain Duncan Smith resigned in protest over the chancellor’s latest round of benefit cuts.
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OpinionBeware of chancellors bearing gifts
In Greek mythology, the city of Troy was put under siege for ten fruitless years before the Greeks had the brainwave of pretending to be defeated and sailing off, leaving behind just a large wooden horse...
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NewsLifetime Isa blurs lines between long and short-term saving
Budget 2016: The dreaded tax change on pension saving has been narrowly avoided in the chancellor’s Budget 2016, but the announcement of a Lifetime Isa could be a step towards a pensions Isa, industry comments suggest.
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OpinionBuchanan: Government should close legal gaps to stop scammers
The Society of Pension Professionals’ Duncan Buchanan hopes the government will update pensions regulation as promised to ensure scammers are prevented from creating fraudulent schemes that trick the public out of their hard-earned savings.
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News
PLSA launches DB taskforce as deficits spiral
PLSA Investment Conference 2016: While the combined deficit in the PPF 7800 index has reached £322.8bn, the Pensions and Lifetime Savings Association said it has launched a taskforce to “tackle the problems faced by defined benefit pension schemes”.
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NewsRoyal London publishes first IGC report but independence questions remain
Royal London has become the first provider to release an independent governance committee report, providing key insights into how committees are defining value for money and dealing with legacy pension schemes.
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News
High Court ruling ramps up fears over pension liberation
The High Court has ruled against insurer Royal London for blocking a pension transfer where it suspected the receiving fund could be a pensions liberation scheme, prompting industry observers to raise concerns about protections for members, providers and trustees.
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Opinion
The battle for DB: Ideas to turn around its fortunes
From the blog: Foggy heads met misty eyes on the morning after the gala dinner at last week’s NAPF/PLSA conference, as four high-profile industry figureheads laid out their ideas to save defined benefit in the DB Debate.