All Retirement articles
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OpinionRailpen: What does a member-first approach really mean?
Nic Cromack, chief officer for member services at Railpen, explains how the pension scheme has overhauled its approach and continues to innovate to support members.
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NewsAnnuity demand on the rise among over-75s, research shows
Inheritance tax changes and higher interest rates are encouraging more people to annuitise later in life, according to research by Standard Life.
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NewsPPI: Guided retirement could be ‘critical’ to improving member decisions
Guided retirement solutions could play a “critical” role in helping defined contribution savers make better decisions at retirement, but their success will depend on how well schemes understand their members, according to the Pensions Policy Institute.
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NewsPensions UK: Retirement Living Standards show savers face ‘cliff edge’
Only 23% of workers will achieve a moderate retirement lifestyle with current contribution rates, according to Pensions UK research, building on its influential Retirement Living Standards.
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NewsMaster trusts expand retirement support as savers face ‘big decisions’
Two master trusts have launched support services for their members in the run-up to retirement as the industry’s attention is shifting to the at- and post-retirement stages of the pension journey.
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NewsUK consumers feel retirement prospects are driven more by outside forces than personal decisions
UK adults feel retirement is out of their control
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News‘Dashboard health check’ urged as workers unsure of contributions
The Money and Pensions Service (MaPS) should introduce “pensions dashboard health checks” to help savers understand their financial positions, according to a new report from the Social Market Foundation.
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NewsNest and Rothesay to develop bulk deferred annuity for guided retirement service
The UK’s largest defined contribution (DC) master trust has appointed pension insurance specialist Rothesay to co-design a bulk deferred annuity as part of its planned post-retirement offering.
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FeaturesDC outlook: Scale, value, and adequacy are top of the agenda
With the Pension Schemes Bill set to reshape the defined contribution (DC) landscape over the next decade, Pensions Expert asked experts about the challenges and opportunities awaiting the sector in 2026.
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OpinionLow incomes, different lives: The unequal reality of low earners
The PPI’s John Upton explains that low earners cannot be treated as one homogenous group, as the Pensions Commission and others seek to improve retirement savings adequacy.
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OpinionThe Friday Takeaway: A retirement savings nightmare awaits you!
More frightening statistics about pension savings – or rather, the lack of them – make for unsettling reading this Halloween, writes Pensions Expert editor Nick Reeve.
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OpinionWhy the success of targeted support is so important
The Financial Conduct Authority is working on a ‘targeted support’ regime that could allow financial services providers to steer groups of consumers in certain directions. Fairer Finance’s Tim Hogg explains why getting this right is so important.
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NewsOne in five workers faces retirement poverty as adequacy gap widens
Research from Scottish Widows and Fidelity International shows millions risk poverty in retirement, as longer lives and low engagement threaten future income security.
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OpinionThe Friday Takeaway: A gathering storm?
Amid future-focused reforms and new types of pension schemes, Pensions Expert editor Nick Reeve argues that we must not ignore the mistakes of the past if the industry’s efforts are to succeed.
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OpinionAdequacy is the challenge of our time – but what can be done?
Vidett’s Ben Salmons and Mike Birch respond to the regulator’s recent missive on adequacy and decumulation, arguing that the two must be considered separately for reforms to truly be effective.
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NewsLong-term solutions needed to address adequacy issues
Pensions UK Annual Conference: Improvements in state pension provision have not been matched in the private sector, and the industry faces an uphill battle to solve its adequacy problem.
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NewsDC schemes should consolidate to support guided retirement aims, TPR says
The Pensions Regulator has once again urged small pension schemes to consolidate to ensure they comply with forthcoming duties related to decumulation contained within the Pension Schemes Bill.
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OpinionLooking ahead to the Pensions UK Annual Conference
Dan Mikulskis, chief investment officer at The People’s Pension, looks forward to a busy schedule next week and outlines why it’s right to be excited about the changes facing the UK’s pension system.
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NewsLifeSight passes £1bn milestone in drawdown assets
WTW’s defined contribution master trust has hit a significant milestone as retirement savings pots grow and ‘Generation DC’ approaches retirement.
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OpinionMargaret Snowdon: A once-in-a-generation opportunity to reshape retirement saving
In the third instalment of Pensions Expert’s ‘Dear Pension Commission’ series, Retirement Income Taskforce chair Margaret Snowdon outlines her ideas for changing the state pension, auto-enrolment, and contribution rates to better serve more people.