All Retirement articles
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NewsRetirees ‘could lose out’ through guided retirement without strong defaults
As policymakers continue to develop legislation around guided retirement and default solutions, behavioural research indicates that care must be taken in product design.
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NewsIndividuals losing confidence in retirement savings, research shows
Many individuals expect to rely increasingly on their own investments and are losing confidence in retirement savings, according to international research by Amundi.
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OpinionGuided retirement: designing pension systems that work with and for human nature
Paul Sweeting of the Institute and Faculty of Actuaries introduces new research that explains why it is critical that the industry works together to get guided retirement solutions right.
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NewsDigital services increasingly important to retirees, Aptia reports
As Pension Awareness Week begins, new research from Aptia shows more and more people are relying on their pension provider’s digital services to make key decisions about their retirement.
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OpinionProspect: Self-employed workers need more help to save for retirement
Steve Thomas, deputy general secretary of the trade union Prospect, says it is not enough just to encourage more saving among self-employed people – they need a sustainable, affordable way to do so.
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OpinionABI: Pension saving must keep pace with our changing society
Roberto Marrocco of the Association of British Insurers looks at the easy wins for the Pensions Commission and the harder questions it faces.
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NewsSingle pensioners drive rise in retirement poverty, LCP finds
Pensioner poverty has risen steadily since 2012-13, driven largely by worsening outcomes among single retirees, with women making up two-thirds of single pensioners in poverty, according to LCP.
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NewsSPP: Millions at risk of pension shortfall without joined-up housing policy approach
Declining homeownership rates and a sharp rise in lifelong renters mean many people will require an estimated £269,000 more in pension savings to cover rental costs, according to the Society of Pension Professionals.
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OpinionTo make a success of guided retirement, trustees need to know their members
Default retirement offerings pose a difficult problem for DC pension schemes and trustee boards, as Ortec Finance’s Mark Glover explains – but the challenge is not insurmountable.
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NewsHow employers can bridge the pension confidence gap
More than four in 10 workplace pension members would turn to their employer for retirement support, as research finds communications are failing to build confidence or prompt action.
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NewsCost of renting will wipe out auto-enrolment savings for future retirees, research warns
Future generations retiring with a minimum auto-enrolment pension will see their workplace savings wiped out by the cost of renting, according to research by Hymans Robertson.
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OpinionHow much does it really cost to retire? The case for career-level pension planning
Philip Hodges, a director at Guiide, makes the case for pension schemes providing greater assistance to members to understand all their retirement savings and prepare to draw an income.
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OpinionRailpen: What does a member-first approach really mean?
Nic Cromack, chief officer for member services at Railpen, explains how the pension scheme has overhauled its approach and continues to innovate to support members.
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NewsAnnuity demand on the rise among over-75s, research shows
Inheritance tax changes and higher interest rates are encouraging more people to annuitise later in life, according to research by Standard Life.
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NewsPPI: Guided retirement could be ‘critical’ to improving member decisions
Guided retirement solutions could play a “critical” role in helping defined contribution savers make better decisions at retirement, but their success will depend on how well schemes understand their members, according to the Pensions Policy Institute.
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NewsPensions UK: Retirement Living Standards show savers face ‘cliff edge’
Only 23% of workers will achieve a moderate retirement lifestyle with current contribution rates, according to Pensions UK research, building on its influential Retirement Living Standards.
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NewsMaster trusts expand retirement support as savers face ‘big decisions’
Two master trusts have launched support services for their members in the run-up to retirement as the industry’s attention is shifting to the at- and post-retirement stages of the pension journey.
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NewsUK consumers feel retirement prospects are driven more by outside forces than personal decisions
UK adults feel retirement is out of their control
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News‘Dashboard health check’ urged as workers unsure of contributions
The Money and Pensions Service (MaPS) should introduce “pensions dashboard health checks” to help savers understand their financial positions, according to a new report from the Social Market Foundation.
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NewsNest and Rothesay to develop bulk deferred annuity for guided retirement service
The UK’s largest defined contribution (DC) master trust has appointed pension insurance specialist Rothesay to co-design a bulk deferred annuity as part of its planned post-retirement offering.