All Opinion articles – Page 51
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OpinionWhat defines a professional trustee?
Laura Clarke from law firm CMS gives tips on what to look for in a professional trustee in the absence of a regulatory requirement for qualification.
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Opinion
Is professionalism the answer to the governance dilemma?
A trend among schemes towards delegation and using professionals means the question how trustees can monitor those who advise them becomes ever more pressing.
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OpinionPPF: An investment strategy for the long term
From the hedging programme to infrastructure investments, the Pension Protection Fund’s Ian Scott explains how the lifeboat fund manages its assets.
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Opinion
Is infrastructure on pension funds' buying list?
Different governments have long been trying to unlock private capital for infrastructure investment, so have pension funds come on board? Barry Fowler from Aviva Investors, Anish Butani from bfinance, Vassos Vassou from Dalriada Trustees, Gerald Wellesley from HR Trustees and Danny Vassiliades from Punter Southall discuss.
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OpinionWhat to expect on pensions from the new government
Ruth Bamforth from Walker Morris looks at some of the pensions policies we might see more of under a new government.
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OpinionImpact investing: What schemes need to know
From the blog: Simply put, ‘impact investing’ is an investment philosophy that focuses on investing in companies that create beneficial outcomes for society and the environment. It takes ethical investing one step further, because it seeks out investments with positive and measurable impact.
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OpinionAt what point should schemes begin to limit transfers?
PTL’s Richard Butcher explains why cash equivalent transfers are not just about the finances.
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Opinion
What is the outlook for property investment, and how is demand shaping up?
What makes property an attractive investment, and can it deliver much needed cash flow to schemes? Barry Fowler from Aviva Investors, Anish Butani from bfinance, Vassos Vassou from Dalriada Trustees, Gerald Wellesley from HR Trustees and Danny Vassiliades from Punter Southall explore the asset class.
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OpinionAdmin transitions: Avoid the sting in the tail
Pension trustees should negotiate exit fees even if they are happy with their current administration provider, advises Joe Anderson from administration company Trafalgar House.
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OpinionPre-packs and pensions: It’s not broken but needs tweaks
Pre-packs can be a useful tool, argues Dalriada Trustees’ Adrian Kennett, but some tweaks to the system would be helpful.
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OpinionLiquidity risk is here to stay
From the blog: Market liquidity is reducing. It’s been an issue for a while, and it is only going to intensify. As such, it holds serious ramifications for investors globally.
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OpinionPension advice allowance – action needed?
From the blog: April 6 saw the introduction of the pension advice allowance: a new type of tax-authorised payment to allow members of defined contribution (or hybrid) schemes to take up to £500 from their pension pot to pay for financial advice.
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OpinionActive management fees – how low can they go?
Mercer’s Brian Henderson looks at active management fees, and how they are determined.
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Opinion
How to decide which DGFs are worth investing in
How do schemes choose the correct DGF or the right DGF manager? Adam Porter of Hymans Robertson takes us through the selection process.
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OpinionPension priorities for the general election
Graham Vidler, director of external affairs at the PLSA, calls on the next government to make improvements to the state pension and auto-enrolment.
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OpinionData crunch: Why DB schemes will change their investments
Cash flow-driven investment will become more prominent in the near future, predicts Magnus Spence from research company Spence Johnson.
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Opinion
DC Debate Q2 (part 2): The limits of DC
In the second DC Debate of 2017, seven defined contribution specialists discuss why schemes will look for more delegation, whether member engagement can be counterproductive, and if auto-enrolment should be extended.
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Opinion
DC Debate Q2 (part 1): Are equities best for defaults?
In the second DC Debate of 2017, seven defined contribution specialists discuss ESG in default funds, and what to say to members when markets fall.
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OpinionBring the self-employed in from the cold
The number of self-employed people in the UK has seen rapid growth in recent times: in 2015, 4.6m people fell into this category, up from 3.8m in 2008, the Office for National Statistics estimates.
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OpinionHow can we improve longevity tools?
Murray Wright from JLT Employee Benefits explains what small schemes can do when trying to estimate how long their members live.