Latest articles from Sophia Imeson

Second finance bill provides clarity, but concerns remain

The government’s second finance bill has provided clarity on a number of pensions issues, including a reduction of the money purchase annual allowance, but experts are concerned that some people are still likely to suffer adverse consequences. 

Industry push to increase pensions engagement

With Pension Awareness Day fast approaching, experts explain how employers and a positive approach to retirement saving and communications can help.

Nilgosc outvotes social infrastructure sceptics

NILGOSC

The Northern Ireland Local Government Superannuation Committee has voted for social infrastructure as a suitable investment type, despite concerns among some committee members about political risk and the impact on public services.

How to make sure a scheme merger runs smoothly

Analysis: A desire to cut costs and harmonise pension provision often drives companies with multiple defined benefit pension funds to consolidate their schemes, but experts say there are a number of factors trustees and employers should bear in mind to ensure a smooth merger.  

How do you pick a good pensions manager?

Any Other Business: From supervising providers and monitoring scheme performance to managing key relationships, the modern day pensions manager is now the ultimate multitasker. So how easy is it to find the perfect candidate?

Caterpillar default to target drawdown

Source: Caterpillar

Trustees of the Caterpillar Defined Contribution Pension Plan have decided to change the scheme’s default fund to target flexible drawdown, as industry experts highlight the importance of looking longer term and communicating default changes carefully.

Employer contributions key to AE popularity with millennials

Recent research has shown that millennials are welcoming auto-enrolment, prompting industry figures to highlight the positive role of employer contributions and the continued need for improved understanding of retirement saving. 

Mastertrusts and platforms: A match made in heaven?

Analysis: Greater efficiency and the ability to access a broader range of investments are some of the reasons why mastertrusts appoint third party investment platforms, but as with all providers, monitoring is key, experts say.