Latest articles from Sophia Imeson

We need action on cold-calling now

Sophia Imeson

From the blog: We live in an age in which the internet finds something to promote or celebrate every day, week or month, from cupcakes to allotments. Believe it or not, there is even a world egg day.


There are also specific periods of time set aside for more salient subjects, such as National Stress Awareness Day and Pensions Awareness Day, the latter taking place in September.


July, however, just so happens to be Scams Awareness Month, and is designed to help people spot scams and report suspicious activity.


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Locum GPs call for pensions admin overhaul

Locum GPs are calling for an overhaul of their pensions administration as sporadic correspondence and scant communication cause confusion.

FCA cites ways to crank up consumer protection amid competition concerns

The rising number of consumers who buy drawdown without advice has given prominence to the need for greater support and protection, says the Financial Conduct Authority.

Taylor review urges action on increasing AE coverage

The Matthew Taylor Review of Modern Working Practices highlights ways in which self-employed people could be helped to save for retirement, but questions remain.

Deficits have dropped, but how should schemes react?

Analysis: While there has been a recent improvement in defined benefit pension fund deficits, market volatility, weak covenants and increasing longevity mean trustees should continue to keep a tight rein on risk and cost management.

Cridland: Longevity as big an issue as climate change

Savers need to be more aware of the consequences of an ageing population on retirement saving, with providers, regulators and employers all having a part to play in improving engagement, say experts. 

Gauke calls for government and industry collaboration

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In his first speech as Secretary of State for Work and Pensions, David Gauke called for consensus and collaboration to ensure a positive future for pensions, but admitted that it will take time to address some of the more challenging policy issues, from pensions tax relief to extending auto-enrolment to the self-employed.

Could improved understanding revive the annuity?

Analysis: Many savers have been reluctant to purchase an annuity following the government’s introduction of freedom and choice in 2015, but should they be nudged to reconsider their options?

How do trustees choose the 'right' consultant?

As consultants face criticism over their value-add, what should trustees consider before hiring one?