While it may not receive the same frenzied attention as pension liberation, or hold the excitement of stewarding a growth portfolio, data protection is clearly of critical importance.

Last year in this column I asked the pensions minister to “go big or go home” on the charges cap, arguing that only a 0.75 per cent level – rather than 1 per cent – would justify the regulatory burden.

Well, you'd be lying if you said you saw it coming. The most fundamental change to pension saving in a generation was a controversial intervention in the evolution of defined contribution pension schemes. 

There has been much discussion within these comment pages over recent years about the importance of driving up scheme quality in defined contribution schemes.

There has been a "resurgence of activity" in the pension increase exchange market, we read this week. Is that a good thing for members?

Video: Sarah Smart, chair of the trustee board at the Pensions Trust, says its fiduciary management set-up has outperformed its target at lower risk than budgeted for, and explains how the scheme monitors this arrangement (5:56).

Change is compelling. For a scheme whose fund manager’s performance is starting to flag it not only seems the obvious choice, but arguably one that is demanded by fiduciary duty.