All Defined contribution articles – Page 146
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Opinion
Editorial: A pat on the back?
Well done all. Fifty-six per cent of respondents to this year’s governance survey by the Pensions Regulator – published at the end of last month – feel their governance is “very” effective.
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Opinion
The key steps to the best annuity for your members
How do you ensure members get the right form of retirement income for them? Premier’s Ray Tang looks at the steps to ensure good member outcomes, in the latest Technical View.
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News
How draft contribution rules impact your scheme
The Pensions Regulator's draft contribution requirements could have a significant impact on schemes and providers by pressuring them to help police employer contributions under auto-enrolment.
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Features
Heineken boosts transparency with statement of investment principles
Heineken’s scheme governance committee has produced a statement of investment principles to improve transparency for members, despite there being no legal requirement for contract-based defined contribution plans to do so.
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News
Young people less likely to opt out, report confirms
Young people are more inclined to save for retirement than their older peers, experts have said, as a survey reveals that young employees are less likely to opt out of auto-enrolment.
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Opinion
Editorial: Greatest prize is pushing DC ahead
Last week saw the 14th annual Pension and Investment Provider Awards take place at the Sheraton Park Lane Hotel.
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News
Survey: half of DC schemes failing investment duty
Data analysis: Consultants have raised concerns over a lack of investment focus from defined contribution schemes, after research found little more than half of schemes had recently reviewed their investment principles.
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News
EMD losing its sparkle as schemes value EM equities
The recent lag in emerging market equity performance compared with developed markets is luring pension funds to an asset class they see as cheap compared to its debt counterpart.
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NewsBT launches review of lifestyle default
BT has commenced a review of its contract-based scheme with a view to potentially making changes to its default lifestyle option, as employers review their schemes in the light of auto-enrolment.
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News
Printing scheme uses AE to trim 5bp off member fee
The Printing Industry Pension Scheme has used auto-enrolment to negotiate a reduction of 5 basis points in its flat fee for members, as the industry looks for ways to lower charges.
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News
Aviva plans GPP committee to boost governance
Aviva is the latest insurer considering a trustee-type governance committee for its group personal pension to drive up standards and make its operations more cohesive.
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News
Associated British Foods reports 3% AE opt-out
Associated British Foods has seen a less than 3 per cent opt-out rate and significant engagement from 1,500 employees auto-enrolled in February, after an extensive awareness campaign and popular default investment strategy.
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NewsDC daily pricing blocking illiquid investments
Liquidity requirements for defined contribution schemes are hampering their investment returns and ability to compete with defined benefit plans on the replacement income provided in retirement, an institutional investor group has warned.
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News
DWP: Avoid contract v trust governance debate
The government has said a “black and white” debate about differences in governance standards at contract and trust-based schemes is an unwelcome distraction from ensuring high standards across all arrangements.
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News
NAPF: Young opt-ins biggest auto-enrolment surprise
Employees too young to be auto-enrolled have been a notable group opting in to workplace saving, the National Association of Pension Funds has reported, calling it one of the most interesting aspects of auto-enrolment so far.
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News
Consultancy charging ban set to hit SMEs
The government’s decision to ban consultancy charges in all auto-enrolment schemes has been broadly welcomed, but the change is predicted to have a big impact on smaller employers.
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Opinion
Using the three secrets of successful comms
Fidelity’s Rob Fisher explains the three steps for bolder pensions communication that can be learned from behavioural psychology, in the latest edition of Technical view.
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Opinion
How to beat the auto-enrolment capacity crunch
Close Brothers’ Charles Gillespie sets out the various areas on which employers and schemes should press their providers to deliver auto-enrolment and avoid losing out in an overstretched market, in this week’s Technical View.
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News
Government considers added layer of AE legislation
Pension professionals have welcomed plans for the government to legislate on further minimum standards for auto-enrolment to ensure schemes meet quality benchmarks.
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News
Prudential scheme sets multi-asset AE default
Prudential Staff Pension Scheme has made some tweaks to its benefits set-up to meet the legislative requirements for auto-enrolment, including setting its multi-asset lifecycle strategy as the scheme default.