All Pensions Institute articles
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OpinionCollective defined contribution schemes: Smooth operators?
Barnett Waddingham’s Esther Hawley looks at the differences between collective defined contribution schemes and individual DC strategies, and how workplace pension funds can mirror the new concepts being developed to improve the UK’s retirement outcomes.
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News
Could airline black box approach take off in the pensions industry?
A Pensions Institute report published on Wednesday has suggested that emulating the airline industry’s black box thinking approach of systematically analysing mistakes could solve many of the problems facing defined benefit schemes.
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OpinionData Crunch: Why DC market measures are so confusing
Magnus Spence from research specialists Spence Johnson gives an update on the estimated size of the workplace defined contribution scheme market.
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OpinionBetween the lines
Editorial: Was it because she needed to be at Ascot later that day that the Queen’s Speech seemed shorter this time?
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News
Pensions Institute: Relax DB promises to tackle PPF drift
Stressed schemes and employers should be allowed to reduce pension increases and gain easier access to Pension Protection Fund-plus benefit-restructuring methods in order to minimise “PPF drift”, a new academic paper has said.
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Opinion
Uncomfortable truths? Pensions Institute takes aim at employers
From the blog: It appears another 'unacceptable face of capitalism' was revealed last week, with the Pensions Institute launching an indictment of employers who “milk and dump” their pension schemes.
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News
Experts eye hedging and CPI as UK DB deficit up £170bn in weeks
UK defined benefit pension deficits grew by £170bn over seven weeks in the run-up to the EU referendum, jumping to £900bn as market volatility following the result put further strain on funding positions.
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OpinionSave or suffer: How to futureproof the UK’s retirement plans
An increase in contribution levels is seen by many in the defined contribution space as necessary to ensure members have sufficient retirement income, but could there be another way to a more comfortable retirement?
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News
Railpen chief’s fees comments trigger transparency calls
Industry figures have called for more transparency around charges from asset managers after Railpen Investments said upfront fees were as little as a fifth of its total fees paid.
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Opinion
Checking the price tag: evaluating the charges obsession
Data analysis: The Budget reforms signal an age of greater plurality in retirement possibilities for members.
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News
Disclose hidden transaction costs, report urges asset managers
Asset managers should disclose the full transaction costs rather than just the headline annual management charge, the Pensions Institute has urged, to allow investors to assess the value of their investments.
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News
Report calls for greater transparency on costs
All costs extracted by default funds and schemes should be publicly disclosed via a central registry to promote transparency, the Pensions Institute at Cass Business School has urged.
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News
DWP: Avoid contract v trust governance debate
The government has said a “black and white” debate about differences in governance standards at contract and trust-based schemes is an unwelcome distraction from ensuring high standards across all arrangements.
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Features
Inflexible DC defaults fail members, study finds
Owen Walker looks at the latest economic research into creating defined contribution (DC) default funds to help members maximise their retirement income.