DC Investment Quarterly: The introduction of freedom and choice and the charge cap this year marked two profound changes to the defined contribution marketplace, affecting both what DC investment products will be expected to deliver and the limits within which they have to deliver them.
DC needs to raise commitment without scaring members
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October 9, 2015
The success of defined contribution is hanging on the ability to drive up contributions while keeping members on side with pension savings, as data show it risks falling short of delivering adequate retirement incomes.
Osborne's wealth funds target LGPS cost savings to boost infra
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October 7, 2015
Chancellor George Osborne pushed local authority scheme collaboration forward this week by announcing they would be pooled into six “British Wealth Funds" as part of a plan to ramp up infrastructure investment and reduce scheme running costs.
How much should you channel members’ ethical views?
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October 5, 2015
Any Other Business: It is natural in a democratic society to expect your voice to be heard. In pension schemes this is channelled through the member-nominated trustee, but when it comes to seeking your members’ views, how much is too much?
Advisers flock to Nest but micro employers slow to arrive
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October 5, 2015
Mastertrust Nest has experienced increased take-up of its professional services online hub in the run-up to the biggest waves of auto-enrolment stagers next year, but micro employers’ preparations are still lagging behind expectations.
Asset insourcing saves LPFA 75% on fees
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October 1, 2015
FT Investment Management Summit: The London Pensions Fund Authority could run as much as half of its assets in-house within the next three years, cutting the fees charged on those assets by three-quarters.
Regulator retreats from insolvency trustee appointments
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September 30, 2015
Insolvency practitioners working for schemes' troubled sponsors are being encouraged by the Pensions Regulator to take the initiative in appointing trustees, which in many cases could shorten Pension Protection Fund assessment periods.
Employers need government support to lead on engagement
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September 27, 2015
Workers yearn for employer guidance on pensions but still lack understanding, leading some experts to call for the government and pensions industry to help employers use their influential position to promote saving.
Church of England targets US private loans in bid to divine 7% returns
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September 24, 2015
The Church of England Pensions Board is “on the cusp” of making an allocation to private credit in the US, as it seeks returns uncorrelated to equities.
Debt is inextricably linked to 'adequate' retirement incomes
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September 23, 2015
Personal debt is a significant blindspot in the method used for determining 'adequate' retirement incomes, research suggests, as data from overseas show indebtedness will play an increasingly important role in retirees' needs.