Latest articles from Sandra Wolf

What to look out for with age-based contribution structures

As defined contribution schemes are now often the sole pension scheme open to employees, DC scheme design, including the option of having age-related contributions, takes centre-stage. So what needs to be kept in mind to avoid age discrimination?

Dogs that bark… bite

Cartoon 160117 (teaser)

Editorial: A total of £5,000 might not be an awful lot for companies, but if it means their reputation suffers, it could lead to much greater losses.

From BHS to Uber: The events that shaped pensions in 2016

Year in review: Having almost grown used to new regulations and system overhauls, 2016 managed to top (almost) everything, keeping the pensions industry on its toes. We have picked out some of the articles that accompanied this year’s turning points for pensions.

Defaults and dashboards: Top DC and AE stories from 2016

Year in review: The battle to make defined contribution a safer place for members proved to be an uphill struggle in 2016, as schemes, regulators and even the police were trying to keep up with developments in the market.

Push for simpler DC bulk transfers receives industry approval

Experts have welcomed a consultation on transferring members between defined contribution schemes without their consent, launched to simplify the process and help achieve scale in the DC sector.

Post-truths about 2016

Illustration by Ben Jennings

Editorial: The year that is coming to an end might be remembered in the pensions industry as one of referendums and defined benefit battles.

Consolidation and partial transfers put forward as funding pressures increase

Defined benefit funding levels have not improved over the past years as gilt yields have fallen, the latest edition of the Purple Book shows, with industry figures hailing partial transfers and scheme consolidation as possible solutions.

Making connections

Illustration by Ben Jennings

Editorial: There is nothing more limiting than failing to seek input and solutions outside your immediate remit. Making unexpected connections is a large part of what drives innovation.

TPR's record-keeping push welcomed but stresses remain for small schemes

The Pensions Regulator is demanding that trustees report on record-keeping in the scheme return and has issued new guidance, after conducting a survey which found that too many are not measuring members’ data.

Illiquid assets: Latest fad or the future of DC investment?

Illiquid assets offer a return premium for investors that can tie up their money, but are they right for defined contribution default funds, and is the industry ready for them?