All State pension articles – Page 10
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OpinionHow long can the triple lock last?
With pensioners becoming increasingly wealthy, the triple lock on the state pension has come under fire. Thomas Miller Investment’s Simon Nicol asks whether it is time to bring it to an end.
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News
From BHS to Uber: The events that shaped pensions in 2016
Year in review: Having almost grown used to new regulations and system overhauls, 2016 managed to top (almost) everything, keeping the pensions industry on its toes. We have picked out some of the articles that accompanied this year’s turning points for pensions.
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News
'Unconflicted' MNTs have a place on trustee boards, experts say
Communicating complicated legislative changes, focusing on defined contribution governance and protecting members’ benefits are just a few of the challenges faced by trustee boards.
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OpinionDelayed gratification and the spirit of the 60s
Editorial: The marshmallow test is one of the best demonstrations of humans struggling to opt for delayed reward over instant gratification.
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News
Select committee urges government to scrap triple lock
The Work and Pensions Committee has called for the state pension triple lock to be scrapped, in an attempt to ameliorate an economy "skewed in favour of baby boomers and against millennials".
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FeaturesEdinburgh University proposes raft of changes to plug scheme deficit
The University of Edinburgh has proposed a number of changes to its defined benefit pension fund to make the scheme more affordable and sustainable, as its deficit has risen by a quarter.
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News
Women undersave due to childcare, but AE carer credits unlikely
Women do not save enough for pensions due to the persistence of the breadwinner model and a lack of confidence in their own financial aptitude, a new study shows. Despite this, a proposal to introduce carer credits to auto-enrolment was rebuffed by the pensions minister this week.
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OpinionThe new state pension – why savers are not necessarily better off
The new single-tier state pension is a complex beast and shifts the retirement focus squarely to alternative means of saving, says Chris Wagstaff.
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News
'Gold standard' pensions unattainable for most
Average earners targeting a “gold standard” pension of two-thirds pre-retirement income will need to work to age 77 at statutory minimum contribution levels, a new report has projected, underscoring the key role default levels will play as auto-enrolment matures.
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OpinionJust say it
Editorial: Last Monday a debate took place in the House of Commons after campaign group Women Against State Pension Inequality had handed over a petition asking for transitional arrangements.
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News
Intergenerational fairness debate heats up as inquiry is launched
Analysis: An inquiry into intergenerational fairness, aiming to bring more clarity to the often heated debate about who gets what from the state and employers, has been welcomed by experts.
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Opinion
A year of many firsts lies ahead
Editorial: Happy new year! It started with a bang – a stock market slump, circuit breakers suspending trading in China, China suspending the circuit breakers, and the FTSE falling sharply on Monday and Thursday last week.
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OpinionState pension: No gain without pain
Mazars’ Tim Bateman explains who is set to gain and who will have to bear the pain in the switch to the new single-tier state pension next April.
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News
Voluntary saving is vital to avert poor pension outcomes
Data Analysis: Auto-enrolment and voluntary pension saving are critical to ensure good outcomes for UK retirees, a report looking at international replacement rates has this week has warned.
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News
The Pensions Trust tackles state pension confusion
The Pensions Trust has updated member communications to prepare for the end of contracting out, as research has shown low levels of understanding about the state pension changes.
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NewsAutumn Statement gives pensions industry a breather
The pensions industry has learned to brace itself for surprise over the last couple of years, so was relieved to escape relatively unscathed in Wednesday’s Autumn Statement.
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OpinionAutumn Statement uncharacteristically quiet(ish)
From the blog: Once again the pensions industry pleaded with the chancellor to hold off on any further profound changes, only this time it looks like it got its wish… sort of.
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OpinionGive it a rest
Editorial: A bit of signposting, scheduling and detail. That’s what most seem to be expecting for the pensions industry in Wednesday’s Autumn Statement.
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OpinionShadow pensions minister: Building awareness v expensive publicity
From the blog: Since I became shadow pensions minister the three major issues on my desk every week are the pension freedoms, auto-enrolment and the new single-tier state pension.
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Opinion
Webb: Why widening the AE net risks its delicate consensus
From the blog: There is currently a logical fallacy in the pensions world that runs like this: First, pensions are a Good Thing. Second, millions of people are excluded from auto-enrolment.