All Redington articles – Page 4
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OpinionEveryone has a role to play in ESG
Regulatory pressure on pension schemes to consider environmental, social and governance factors is building, so trustees, consultants and fund managers must work together to give members access to the best products, argues Redington’s Lydia Fearn.
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News
Rate of investment consultant tenders has plummeted, survey finds
Less than 3 per cent of pension schemes retendered for investment consulting services last year, compared to 18.6 per cent of schemes in 2008, according to research from selection specialists IC Select.
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News
Report urges pensions overhaul to fix intergenerational unfairness
The UK’s intergenerational contract is under more strain than ever, and radical reforms are needed to secure the funding of increasing care costs while helping young people to save, according to Conservative peer Lord Willetts.
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OpinionDoes the DC charge cap hinder value for money?
The focus on costs in recent years has led to a number of trends that may not be in the long-term best interests of members, writes Redington’s Jon Parker.
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NewsIHG ups contributions ahead of 2019 deadline
Intercontinental Hotels Group has increased its default pension contributions to 2019 minimum levels a year early, after a multi-pronged member communications exercise last year sought to persuade employees to increase saving levels voluntarily.
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OpinionDesigning DC default funds for better outcomes
From active and passive investment management to member concerns and ESG – three experts, including a mastertrust director, a consultant and a finance director, debate the key issues facing DC default fund providers.
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Opinion
What role does ESG play in default fund design?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss the role of ESG in default fund design, as well as the greatest challenges facing DC default fund providers.
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Opinion
DC default funds: Is there too much focus on cost?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss designing defined contribution default funds for better outcomes.
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Opinion
DC default funds: Does active management have a role to play?
Paul Todd, director of investment development and delivery at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and the Revd Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss investment styles and target date funds for DC default fund design.
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Opinion
Has auto-enrolment come of age?
Since its inception almost six years ago, auto-enrolment has succeeded in relying on inertia to help more people save for retirement, that much is clear. Uncertainty and a need to build on this success, however, remain.
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Opinion
DC default funds: Is there too much focus on cost?
Paul Todd, director of investment development at Nest, Lydia Fearn, head of DC and financial wellbeing at Redington, and Keith Stephenson, director of finance and resources at the Association of Commonwealth Universities, discuss designing defined contribution default funds for better outcomes.
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OpinionWe need to better connect with members
Engaging scheme members is vital if we are to close the savings gap, says Redington’s Lydia Fearn.
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News
Can schemes still justify active management?
The average active fund manager cannot outperform their benchmark net of fees, and according to the Competition and Markets Authority, the average investment consultant cannot reliably identify those managers who do. Can an average trustee board reasonably keep the faith in active management?
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NewsFines for DB negligence leave industry split
Employers who wilfully or recklessly put their defined benefit pension schemes at risk are in the firing line of new punitive fines announced in a government policy statement released on Monday.
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Opinion
Trustees must delve deeper to provide value for members
The future retirement wealth of millennials hinges on how well trustees can identify value for members, so are there key areas where it can be found?
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OpinionResponsible investing should be a fiduciary duty
Environmental, social and governance considerations should become an integral part of the investment process, argues Lydia Fearn from consultancy Redington.
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News
Consultants commit to flagging ESG factors
Sixteen investment consultancy firms have said that they will seek to ensure that pension schemes take into account environmental, social and governance factors where they are financially material.
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OpinionTwo ways to help secure member outcomes
Redington’s Robert Gardner explains why investment governance can be crucial for member outcomes.
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OpinionDB white paper must refocus system on providing benefits
Redington’s Dan Mikulskis lays out his wishlist for the upcoming defined benefit white paper, including increased powers for the Pensions Regulator and a rethink of regulated apportionment arrangements.
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Features
Slide towards retail investing faces backlash
Pensions Expert 20th Anniversary: March 19 2014 marked a seismic change in the UK pensions landscape: from the dispatch box in the House of Commons, future newspaper editor George Osborne announced the removal of the requirement to annuitise defined contribution savings, unlocking a world of possibility for scheme members.