Latest articles from Ros Altmann

Altmann: Create a culture where it pays to save

Pensions minister Ros Altmann outlines the next steps for auto-enrolment and welcomes the new higher limit on tax-free employer-arranged advice.

Altmann: Many employers going above AE minima as reform beds in

Talking Head: Auto-enrolment is part of a cultural shift that requires time and for providers to engage with savers, says pensions minister Ros Altmann.

Altmann: Government needs your help to revise charging model

Talking Head: Pensions minister Ros Altmann requests the pensions industry's help to transition away from schemes with member-borne charges.

Altmann: Ramping up our auto-enrolment support for smaller employers

Ros Altmann, pensions minister

Talking Head: Pensions minister Ros Altmann outlines how government departments are preparing for the wave of smaller employers on the cusp of auto-enrolment.

Altmann: DB funding chasm requires investment innovation

Pensions minister Ros Altmann sets out her stall on driving forward pension reform, paying particular attention to DB funding. 

Cashing in unwanted annuities

Talking Head: Ros Altmann explains why, despite the questions around value, people selling annuities that are not working for them might be the best option all round.

Altmann: Don't abandon member safeguards in DB-DC transfers

Talking head: Ros Altmann argues for a £5k-£10k threshold for non-advised DB transfers-out, and says it is vital that members receive proper advice to understand the value of the benefits they are rejecting.

Altmann: 2015 set to be another big year for pensions

Talking head: Our columnist Ros Altmann gives her take on how next year's challenges for both DC and DB schemes will be played out, including auto-enrolment, default funds and DB-DC transfers. 

Altmann: New pension flexibilities will make it harder to attract members to CDC

Talking head: Pensions commentator Ros Altmann says the new at-retirement flexibilities introduced in this year's Budget will make it harder to attract employers and members to shared risk schemes.  

Altmann: Eight building blocks of the guidance guarantee

Talking head: Industry expert Ros Altmann runs through what scheme members should expect from the guidance guarantee, including the impact of tax, inflation, and the the cost of future care.