Shareholder engagement is more than going with the fund manager’s view, Nest's Mark Fawcett argues.
Why Nest is factoring in climate change
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March 1, 2017
Nest’s Mark Fawcett explains why Nest has started investing members’ money in a new climate aware fund.
How to get defaults and fund choice right for auto enrolment
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October 26, 2016
This month the Department for Work and Pensions calculated that by 2020, 10 million people will start saving, or saving more, due to auto-enrolment. They’ll soon collectively be putting away billions each year, mostly into default funds.
What’s the point of target date funds?
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June 22, 2016
Target date funds can be as flexible as members require them to be, says Nest’s Mark Fawcett, as he explains how the government-backed mastertrust has implemented its fund structure to meet evolving needs.
Nest: How schemes can tackle home bias with global equities
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April 15, 2015
Nest's CIO Mark Fawcett explains why investing beyond the UK matters to scheme portfolios, and how trustees could attack their global equity strategy to achieve diversification.
Nest: Why TDFs provide a durable route to good outcomes
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March 24, 2015
Keeping your mind on the long term can be a difficult business. Target date funds can help both schemes and savers do just that.
TDFs manage a person’s savings in line with when they are due to retire. So if a member is due to retire in 25 years’ time, they’ll be saving in a 2040 TDF.
This illustrates one of the easiest-to-understand benefits of TDFs: they lend themselves to straightforward communication with members on what’s happening with their money.
For the member, being in the ‘2040 target date fund’, is a subtle but unambiguous way of nudging their imagination to more distant horizons than that of any short-term movements of their pot. We believe this is helpful for pension savers.
Target date funds can also represent a mass-market offer that feels bespoke to the individual because it is clearly about building up to their retirement year.
Six ways to meet the needs of the DC generation
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March 18, 2015
Talking Head: Nest's Mark Fawcett shares the scheme's initial consultation findings on the needs of DC members and highlights six areas that could inform the design of default retirement products.
Five objectives and five risks for DC
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January 14, 2015
Talking head: Nest's CIO Mark Fawcett puts together a 10-point framework for DC trustees, arguing for a focus on growth, flexibility and cost, while managing inflation and longevity.
Why industry critics are wrong about 'reckless conservatism'
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November 5, 2014
Letter: Nest's CIO Mark Fawcett responds to an Informed Comment piece in last month's Pensions Expert that warned overly prudent investment strategies were blighting young savers' investment growth.
Nest: Scale has given us an 'internal market' for DC assets
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June 11, 2014
Talking head: Nest's CIO Mark Fawcett describes how the scheme has been able to use its growing scale to reduce its investment costs, as well as effectively transacting between different scheme members.