Sophia Imeson

From the blog: While many people have been rushing recently to cash in their final salary pensions, others are still torn between sticking with a guaranteed income and transferring all of their benefits. 


Plummeting gilt yields have contributed towards record rises in transfer values over the past year.


Partial transfers are relatively uncommon, but should more schemes start to offer them? Members who are lucky enough to have the option of choosing a partial transfer are able to take out part of their pension while having the certainty of keeping the remainder in a defined benefit fund.


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