Latest articles from Tim Middleton

Ensuring standards for professional trustees

The number of schemes that use professional trustees has ballooned in recent years, but there is still no formal certification to qualify someone as a professional trustee. Tim Middleton explains what the PMI is doing to help.

A closer look at the Lisa

Tim Middleton

The Pensions Management Institute's Tim Middleton questions the Lifetime Isa's real purpose and asks what effect it will have on society.

PMI: Move to cash undermines pensions as HR tool

Tim Middleton

Talking Head: The Pensions Management Institute's Tim Middleton says it is time to rethink the increasing move towards cash in pension provision.

PMI: Drawdown needs minimum income floor to avoid depleted pots

Tim Middleton

Talking Head: The PMI's Tim Middleton explains why, when push comes to shove, annuities are an inevitable part of retirement income provision for the majority of savers.

Why the training debate should centre on pro rather than lay trustees

Tim Middleton

As the Pensions Regulator sharpens its focus on finding a suitable model for the 21st century trustee, PMI's Tim Middleton explores the growing trend towards professionalising the role.

PMI: Why government zeal on exit penalties is surprising

Talking Head: Is the government overstepping the mark with its challenge of the exit penalties imposed on those taking advantage of the pension flexibilities, asks the PMI's Tim Middleton.

PMI: From bank accounts back to good old pension provision

Talking Head: The industry should not be distracted from the objectives of traditional pension provision, argues the Pensions Management Institute's Tim Middleton. 

PMI: Hour has come for independent commission

The Pensions Management Institute's Tim Middleton explains why the impact of freedom and choice on existing policy demonstrates the need for depoliticised pension commission.

Is Labour right to argue for extending auto-enrolment to 1.5m lower earners?

In the latest edition of Informed Comment, the Pensions Management Institute's Tim Middleton discusses proposed changes to the auto-enrolment threshold. 

A practical guide to PMI training for pension schemes

The Pension Management Institute's Tim Middleton looks at the organisation's different qualifications for pension professionals, in the latest Technical View.