Latest articles from Sade Laja

Calls for tougher regulation as mastertrusts grow

News analysis: Regulatory guidance on mastertrusts is urgently needed to address governance concerns and avoid a loss of confidence in the arrangements as they continue to grow in size, industry experts have said.

BT joins with unions to win back 83% of opt-outs

BT

BT has seen 83 per cent of workers who had previously opted out of its defined contribution scheme sticking in the plan after being auto-enrolled in November, following the employer’s work with unions to drive take-up.

How draft contribution rules impact your scheme

News analysis: The Pensions Regulator's draft contribution requirements could have a significant impact on schemes and providers by pressuring them to help police employer contributions under auto-enrolment. 

Survey: half of DC schemes failing investment duty

Data analysis: Consultants have raised concerns over a lack of investment focus from defined contribution schemes, after research found little more than half of schemes had recently reviewed their investment principles.

Printing scheme uses AE to trim 5bp off member fee

The Printing Industry Pension Scheme has used auto-enrolment to negotiate a reduction of 5 basis points in its flat fee for members, as the industry looks for ways to lower charges.

BT launches review of lifestyle default

BT Tower

BT has commenced a review of its contract-based scheme with a view to potentially making changes to its default lifestyle option, as employers review their schemes in light of auto-enrolment.

Aviva plans GPP committee to boost governance

Aviva is the latest insurer considering a trustee-type governance committee for its group personal pension to drive up standards and make its operations more cohesive.

Alternative assets hit plateau due to 'idea fatigue'

Alternative asset allocations

Data analysis: European schemes' interest in alternative assets has ceased its upward climb, with no improvement in uptake on last year, according to survey data. 

DWP: Avoid contract v trust governance debate

The government has said a “black and white” debate about differences in governance standards at contract and trust-based schemes is an unwelcome distraction from ensuring high standards across all arrangements.  

NAPF: Young opt-ins biggest auto-enrolment surprise

Employees too young to be auto-enrolled have been a notable group opting in to workplace saving, the NAPF has reported, calling it one of the most interesting aspects of auto-enrolment so far.