Latest articles from Tom Dines

Education and advice needed for future of saving

Closing the advice gap is crucial to preventing poor outcomes, as the need for savers to be educated about what will be necessary for retirement and the risks they face has increased.

Is the new Lisa bill signal or noise?

The government last week released its Savings (Government Contributions) Bill, ending speculation about the death of the lifetime Isa and raising questions about the future of pensions policy.

Schemes embrace fid man, but not third-party advisers

Trustees are reporting high levels of satisfaction with fiduciary management, research from consultancy Aon Hewitt has shown, but some experts still raised concerns about appointments and monitoring.

Ombudsman ruling highlights need for member understanding

The Pensions Ombudsman has sided with technology company Honeywell after a member of one of its pension schemes complained it had caused him to pay more tax than necessary.

Working together

Illustration by Ben Jennings

The challenges individuals must overcome when preparing for retirement can be boiled down to two things: having enough money to retire, and knowing how to make best use of that money when the time comes.

Summer is passing, but the heat is rising...

Editorial: August is drawing to a close, and here at Pensions Expert we’re gearing up to return to our normal print schedule. We’ll be back in print from September 5, and we won’t be short of things to write about.

Hounslow commits £100m to multi-asset income

The London Borough of Hounslow Pension Fund has introduced a £100m allocation to multi-asset income in an effort to diversify as it moves towards being cash flow negative.

New DC code of practice: Greater clarity, but niggles remain

The Pensions Regulator this week published its new defined contribution code of practice, clarifying its position on a number of issues, but experts still had questions about its criteria for assessing value for scheme members.

National Milk Records cuts £6.2m with CPI switch

Getty Images

The National Milk Records pension fund has cut £6.2m from its deficit following a switch from the retail price index to the consumer price index as a means of calculating inflation-related adjustments to the fund.

Your top 5 pensions jobs

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