Latest articles from Tim Smith

ESG investing: the temperature is rising

From the blog: From October next year, trustees will be required to make public their policy on environmental, social and governance considerations, to the extent that these may have a material impact on the financial performance of their scheme's investments.

However, even before this trustees need to consider how they can demonstrate that they are taking ESG investing seriously, as the risks associated with paying lip service to it are increasing.

In the UK, ClientEarth are supporting members who are requesting information about their scheme's approach to ESG matters and are threatening legal action if the response is deemed inadequate.

Click here to read the full blog post

Educate, guide, default – how schemes should deal with DC flex

Tim Smith (Eversheds) teaser

From the blog: The new pension flexibility has now been available for one month. Early indications suggest a great deal of interest among pension savers, but it is too early to identify trends in terms of what people will do with their pension savings. 

The risks associated with these reforms are well rehearsed. But the question remains: how do we help people make good choices and achieve a good outcome from their retirement savings?

I think a three-pronged approach is required.

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Top 10 legal tips for employers implementing auto-enrolment

Eversheds' Francois Barker and Tim Smith set out their top 10 legal tips for employers working through auto-enrolment, in this week's Technical View.