Latest articles from Stephanie Hawthorne

Thousands of small DC schemes may miss vital October deadline

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CPD: As the deadline for new regulations governing occupational defined contribution schemes draws near, Stephanie Hawthorne looks at how smaller plans are shaping up.

Ombudsman criticises Railways scheme for maladministration

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The Pensions Ombudsman has partly upheld a complaint by a member of the Railways Pension Scheme against its trustee and administrator, RPMI, after finding maladministration in the scheme’s decision to suspend a member’s pension between July and December 2018.

CDC moves towards the starting blocks

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As Royal Mail is set to start the first UK CDC pension scheme next year, Stephanie Hawthorne asks will the arrival of these innovative plans bring pensions nirvana?

New act marks shift in pensions landscape

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In the first of a new CPD series, Pensions Expert explains the thinking behind the Pension Schemes Act and what it means for sponsors, trustees and their members.

Experian revamps pension comms as over-50s face pandemic sting

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As the financial crisis resulting from the pandemic has made many savers rethink their attitude towards pension savings, Experian has revamped its communications to scheme members in a bid to help them avoid “costly mistakes”.

Govt plans green bonds issue, but should schemes take the plunge?

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The UK government has an ambitious climate and environmental agenda and is set to issue its first green gilt in September 2021, with at least one more issue before the end of the year.

Could FSCS cope with a major bulk annuity provider default?

Bank of England 2021 (teaser)

As sponsors offload their pension schemes to insurers, industry experts fear that an ever-increasing concentration of assets with a small group of players could lead to compensation schemes being overwhelmed in a major downturn.

Should pension schemes invest in cryptocurrencies?

Reuters

It has been mooted that cryptocurrencies such as Bitcoin could rival gold as an investment, but what are the main issues trustee boards need to consider before allocating to the asset class?

Sole trusteeship on the rise amid calls for tougher regulation

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With sole trustees now accounting for one in three professional trustee appointments, there is a feeling in the industry that regulation is lagging this fast-growing sector.

New covenant support deal for Clarks as trustees approve CVA

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The shoe retailer has entered into a company voluntary arrangement as part of a package aimed at maintaining its obligations to the C&J Clark Pension Fund.