Latest articles from Stephanie Hawthorne

Buyout volumes set to beat all records in 2023


CPD: How do you stand out from the crowd in the scrum for the best buyout deals? Stephanie Hawthorne asks industry insiders how to make sure your scheme is enticing to insurers in the jostle for their attention.

TPR overhauls DB funding in biggest shake-up for a decade

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CPD: Stephanie Hawthorne explains the regulator’s proposed new defined benefit funding regime and what changes schemes and sponsors can expect.

Will we see another ‘black swan’ year for pensions in 2023?


A tidal wave of new legislation and regulatory guidance is in store for scheme sponsors, trustees and pension professionals.

DC in 2023: Dashboards, cost of living and consolidation


2023 should finally be the year of the dashboards, while the cost of living crisis will continue to dominate the headlines.

Why do savers continue to misunderstand their pensions?


Analysis: The pensions industry spends extensively on member communications, but 48 per cent of employees do not know how much their employer is paying into their pension, according to a survey by The People’s Pension.

High gilt yields: a great escape from charities’ DB deficit nightmare?

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CPD: High gilt yields and increased interest rates could prove a rare exit route for hard-pressed charities shouldering onerous defined benefit pension scheme deficits, Stephanie Hawthorne reports.

Six out of 10 DB schemes mull discretionary increases


CPD: Trustees are grappling with inflation complexities for the first time in 20 years, with discretionary increases back on the agenda. Stephanie Hawthorne asks what factors should sway trustee boards as they assess these knotty issues?

Schemes face a tsunami of new regulations in October

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CPD: The extreme temperatures of the scorching summer of 2022 are a timely reminder why climate change regulation is rising up the agenda for trustees, which will be subject to a plethora of new duties from October, explains Stephanie Hawthorne.

New DB funding rules considered overly prescriptive


CPD: Stephanie Hawthorne gets to grips with the detail on the Department for Work and Pensions’ latest consultation on defined benefit funding rules consultation, and what it means for trustees, sponsors and their members.

Are savers ready to go back to annuities?

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CPD: Annuities are the current Cinderellas of the pensions industry, but Stephanie Hawthorne asks whether higher rates will bring them back into favour for savers looking to lock in retirement.