Latest articles from Sophia Imeson

Government sets out proposals for trustee ESG investment duties

Trustees will be expected to publish a statement on how they take account of scheme members’ ethical views, if proposed requirements floated in a government consultation are implemented.

A frugal retirement

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Editorial: One of the biggest concerns following the 2015 introduction of pension freedoms has been the potential for people to blow their savings too early and run out of money.

More than a third fail to assess basic needs for retirement

More than a third of people have never estimated their income needs for later in life, and 38 per cent of individuals are not confident about their ability to retire comfortably, according to new research by provider Aegon.

Guy Opperman outlines hopes to harness fintech

Pensions and financial inclusion minister Guy Opperman says he hopes to harness fintech to boost saving for the self-employed, while aiming to bring in legislation for defined benefit regulation next year.

Pensioners underspending and bequeathing most wealth on death

Many older people are underspending in retirement, and are set to bequeath the majority of their wealth to younger generations instead, according to research by the Institute for Fiscal Studies.

Government figures show drop in persistency of saving

The amount saved into workplace pensions rose by £4.3bn to £90.3bn in 2017, according to new government data, but a slight drop in the persistency of saving last year has raised concerns.

Seeking members' ethical views could muddy DB waters, experts say

The Environmental Audit Committee has proposed a requirement for schemes to actively seek the views of members when producing a statement of investment principles, a move experts say could complicate matters for defined benefit trustees.

S&N scheme to review impact of pubs takeover

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Trustees of the Scottish & Newcastle Pension Plan will be assessing the impact of a recent corporate acquisition made by the pension scheme’s parent company Heineken UK, as part of a full covenant review this year.

Are you right for the role?

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Editorial: Opinions are divided over whether selection panels trump elections when appointing member-nominated trustees.

Not out of the woods

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Editorial: FTSE 100 schemes are finally reporting a surplus, but do not be fooled – significant funding deficits and risks to members’ benefits remain.