Latest articles from Mark Futcher

DC should stand for decent contributions

Mark Futcher

From the blog: In recent years, regulators have put so much emphasis on the minutiae of defined contribution pensions that we seem to have forgotten about the bigger picture.

It seems absurd to focus on the detail when the infrastructure that supports DC is fundamentally outdated and no longer appropriate for the post freedom and choice world in which we now find ourselves.

I am all for improving the quality of DC pensions – a more robust and insightful governance framework is needed. However, current thinking ignores the big ticket fundamentals that have most impact on member outcomes.

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