Latest articles from Lisa Botter

How pension schemes reacted to volatility amid a turbulent 2015

Analysis: Volatile markets and economic uncertainty drove pension schemes into multi-asset strategies and alternative assets in 2015, data show, as they looked to mitigate losses from equity markets.

British Coal derisks to support structural change

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The British Coal Staff Superannuation Scheme has revised its asset allocation, which included selling equities and buying government bonds, following changes to the scheme’s structure.

Transfers to be streamlined as more ask for quotes

The Pensions Regulator will introduce new guidance to ensure transfers between defined contribution schemes are completed promptly, the government said last week. This comes as defined benefit transfer values recovered in January after hitting a low in December.

Corporate schemes shore up portfolios with fixed income and LDI allocations

Data analysis: UK corporate defined benefit schemes upped their allocations to fixed income in the last quarter of 2015, data show, as trustees took the opportunity to hedge out further risk by increasing liability-driven investments.

The Weekly Wrap: November 14 edition

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A round-up of pensions and investment stories published across the FT Group – from the government allowing widows to remarry and keep their war pension, to an uphill battle for the Pensions Infrastructure Platform. 

 

Plus, the week in numbers:

  • Plan to impose a fine of £300 on savers that access pensions flexibly has been deemed "unworkable"
  • Targeting a return of 5% is unrealistic for schemes 
  • PIP has invested just £330m of £2bn target 

 

Most read on pensions-expert.com:

Lloyds scheme saves £710m with pensionable pay freeze
Five tips for any new pension scheme trustee
Regulator: Kodak, UK Coal, and how we work with schemes
Five key charts from the PPF's Purple Book
Is Labour right to argue for extending auto-enrolment to 1.5m lower earners?

 

And this week's social media comment picks up on the debate around whether to auto-enrol lower earners.

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The Weekly Wrap: November 7 edition

A round-up of pensions and investment stories published across the FT Group – from Norway's oil fund taking a more active stance on corporate governance, to Japan's most powerful federation of labour unions' displeasure over changes to the national pension fund. 

 

Plus the week in numbers:

  • Norway's oil fund now owns the equivalent of 1.3% of every listed company in the world
  • 35% of companies plan to allow their staff to benefit from new pension flexibilities
  • Pension savers could be fined £300 if they crystallise savings early 

 

Most read on pensions-expert.com

Five key charts from the PPF's Purple Book
RSPB scheme migrates to contingent assets to underpin 17-year recovery plan
How greater Scottish devolution could affect your scheme
Consultants call for more competition in fiduciary management
How to evaluate your investment consultant's impact

 

And this week's social media comment looks at the lack of beauty parades when appointing a fiduciary manager.

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Editorial: The changing face of guidance

'Face-to-face' guidance guarantee

The guise of the much-talked-about guidance guarantee is ever-changing. Last month it changed again with the announcement that the Citizens Advice Bureau would be handling the face-to-face aspect of the guidance.

The Weekly Wrap: October 31 edition

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A round-up of pensions and investment stories published across the FT Group – from Fiat Chrysler looking to spin off Ferrari due to pension liabilities, to UK pension deficits dramatically increasing at the beginning of October.

 

Plus the week in numbers

  • Pension deficits for the UK's largest companies rose by 50% in first two weeks of October
  • Less than 1/5 of US institutions say hedge fund and private equity fees are worth it
  • The Treasury could get a £1.6bn cash windfall from pension reforms

 

Most read on pensions-expert.com

How to evaluate your investment consultant's impact
EE ditches gilts for absolute return as institutions hunt yield
Reckless conservatism: Why it blights young people’s DC pots
Trustee education: can training be engaging and insightful?
ABI wants second line of defence on guidance for retirees

 

And this week's social media comment looks at the government's wider definition of default fund for the charges cap.

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ABI wants second line of defence on guidance for retirees

The Association of British Insurers has called for a second line of defence for people who do not take up guidance, to ensure they are buying an appropriate product at retirement.